Have you noticed that, despite your efforts to cut back on expenses, they just keep piling up anyway? You can take things a step further and control your spending by handling your cash and credit cards better. Here are five tips to follow.

Need more tips for controlling your cash flow? Try these articles:

(First published in
Marie Claire, You First section as "How to...Subdue Your Inner Spendthrift" in November 2005; adapted for use in Female Network; photo by andrewarchy via Flickr Creative Commons)

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