It happens to a lot of women: a week or a few days before payday, the fat wallet thins out, the ATM hovers at the minimum balance required, and it’s time to scrimp again. Where did the money go? If this happens to you all the time, it’s time you pay attention to how you spend. You might be surprised that those little expenses do burn a hole in your pocket. Unchecked, these small luxuries will eat up into what could have been money saved for your future.

Read on and see what little expenses you should watch out for or avoid so that your spending doesn't spiral out of control.

(First published in Good Housekeeping Magazine, Good Money section as "Cash Flow Control" in March 2007; flashbox photo by aquino_paolo via Flickr Creative Commons; adapted for use in Female Network)


These other articles have tips on how you can reduce your spending:
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