Building your savings is not an overnight project. But if you've decided on building a nest egg, it's definitely something you can work on over time. The tips included in this article are things anyone can do, regardless of how much you earn. Prioritizing expenses and cutting back on unnecessary spending are just some of the ways you can add on to your savings. Read on and find out how you can benefit from these eight money-saving schemes.

Read these other articles for more tips on saving:

(First published in Good Housekeeping Magazine, Money Guide section as "Money-Saving Schemes" in July 2006; adapted for use in Female Network)

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