Insurance can be a tricky purchase—imagine paying for something that you never actually see and something you will be committed to for several years. To be honest, sometimes, you aren’t even sure what needs to be insured.

Not to worry, though. We’ve put together a basic guide to insurance—the basic types, what you need, and more. With this information, plus tips from the country’s top insurance companies and experts, you’ll finally be able to figure out how to get the insurance you need.

What are the types of insurance? Scroll through the gallery to find out:

(First published as "For Life's Uncertainties" in the "Good Money" section of Good Housekeeping Philippines' March 2011 issue. Adapted for use in Female Network. Screencap from White Collar courtesy of USA Network.)