It’s that time of the year again when our bank accounts would swell because of the much-awaited 13th month pay and Christmas bonuses. But before you think of withdrawing all that cash and going on a shopping spree, read this list to find out how you can best make use of that windfall. Hint: buying the new iPhone 5S is not on the list.

(Photo by Jake Slagle via Flickr Creative Commons)

ADVERTISEMENT - CONTINUE READING BELOW
CONTINUE READING BELOW
Recommended Videos
Get the latest updates from Female Network
Subscribe to our Newsletter!
Trending on Network

Latest Stories

Night Creams to Try in Your 30s, Based on Your Skin Concern

Waking up to better, more radiant skin can be possible with these night creams.

Add This New Hair Treatment To Your Self-Care Routine

Beautiful and damage-free hair does not need to be expensive.
Load More Stories