As February 14 draws near, we’re pretty sure you’ve been drumming up plans to make it a day to remember for you and your man. While it’s tempting to go all out on the celebration, you should also keep in mind the state of your finances. Do you have enough money to spend for Valentine’s without compromising your needs and other financial obligations? Thinking of such things at the most romantic time of the year may be a buzzkill, but these days, you just have to be practical. Here are some tips for keeping your Valentine’s Day wallet-friendly, without losing all the fun and romance:

(Photo by Eric via Flickr Creative Commons)