Give Your Finances an Overhaul

In the Philippines, it’s not surprising to hear people discussing their financial problems in public. We hear it when we commute to work or have lunch at a restaurant, and if we’re perfectly honest, we’re guilty of the same thing, too! How many times have we complained about credit card interest rates, low salaries, and unfulfilled material desires? Well, we say it’s time for a new beginning. Here, a few tips on how to give your finances a makeover!

(Image by Mike Dee)