Passive income is money you regularly earn without exerting too much effort. It could be an investment, a business that doesn't need much monitoring, or an on-the-side gig that has grown on its own. Aside from having money deposited to your savings account once in a while, the good thing about passive income is that you can create several streams of it through the years, as long as you have the smarts and the guts.

If you're curious as to how you can get started, check out the several ways that you can get passive income according to your fellow GIRLTalkers.

(Photo by Mario Bollini via Flickr Creative Commons)