The picture of success in the workforce today is no longer exclusively about rising to the top. It’s about freedom—to take risks, to take time off, to invest in ideas. At some point, you've probably considered being your own boss and starting your own business, as there's something gratifying about working on something from the ground up that coincides with your personal values and work ethic. But while a lot of people go the way of organic entrepreneurship, some find it more secure to invest in established institutions, which is why franchising is so attractive. 


It's an industry that continues to evolve. Where previously franchises would cost at least P1M, business entities are now presenting lower risk investment opportunities, some even for less than P100,000. Whether it’s a solo venture to diversify your portfolio or a group partnership that can kick off the pursuit of your own corporation, these franchises with small investments are worth your consideration:

PCSO Lotto

Estimated Minimum Investment: P20,000

  • Installation Fee: P10,000
  • Processing Fee: P1,700
  • Annual Fee: P5,800 in surety bonds*

The Philippine Charity Sweepstakes Office hosts the jackpot draws for up to billions of pesos, and you can choose to become a lotto agent that earns 5 percent of sales commissions for a zero franchise fee. That’s rightunlike other brands, PCSO doesn’t charge to use its name. That’s because it’s a charitable institution that works with the government, allotting 30 percent of its net sales to over 5,000 beneficiaries including the National Mental Hospital, Red Cross Blood Bank, Philippine Tuberculosis Society, and more.

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*Surety bonds require a three-party agreement wherein the Surety (a bank or other entity that can ensure your financial standing) guarantees the Principal (investor) will perform in a way that the Obligee (PCSO) will be owed. Also, in order to continue operating, the PCSO outlet you set up must reach a quota of about P500,000 a month.


For more details, visit

Heaven’s Hamburger

Estimated Minimum Investment: P65,000

  • Franchise Fee: P59,000
  • Inventory Costs: P3,000

Heaven’s Hamburger is patterned after the popular “buy one, take one” burger stand model but for a fraction of the cost of bigger brands. Set up as a food stand, it’s a small structure that requires minimal investment. The package comes with a franchise seminar, video training and the operations manual, as well as the standards for equipment, uniform, and after-sales support.


FN TIP: Strategize your location. Figure out places with accessibility and high foot traffic, and low density of competitors. Also, consider the overhead for renting spaces or acquiring permits in central business districts like Ortigas and Makati.

For more details, contact Fab Suffrage, Inc. at +63-998-592-8617 or +63-917-532-3708.

Ink Man

Estimated Minimum Investment: P60,000

  • * Franchise Fee: P50,000
  • * Reservation Fee (Refundable): P10,000

Ink Man is the alternative ink-refilling center to expensive printing ink, plus they use an eco-friendly ink recycling system (because yes, people still print things even if everyone's trying to go digital). The franchise includes site selection and evaluation, marketing, and support for inventory management.


For more details, visit

Basic application requirements

In case you're interested in investing your money in a franchise, here are a few things you'll need: 

  • Letter of Intent – a letter to the franchise owner detailing your location and reasons for franchising
  • Photos of your proposed location – a map or drawing that shows the location of proposed franchise, including actual site photos
  • Personal identification – prepare two (2) government-issued IDs and possibly, in some case, your resume or CV

FN TIP: The application period takes at least one month. Consider this time frame, along with the application for business permits, in your investment costs.

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