How good are you with saving or spending? Sure, we all know that we should put something aside for a rainy day, and you may actually draw up budget lists as payday approaches, but what happens once you actually get your sweldo? Do you follow what your list says, or do you allow yourself to spend, spend, spend? Take this quiz to find out whether your have good spending smarts or need a remedial course in managing your finances.

(First published in Good Housekeeping Magazine, Money Guide Section as "Wipe out Your Debts"; photo by GKS. via Flickr Creative Commons; adapted for use in Female Network)

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