A financial adviser isn’t only for those who are in debt or are in serious money trouble. In fact, it’s a good idea for you to find yourself a dependable financial adviser to help you manage your funds and investments.

Unfortunately, financial planning is not as big an industry here as it is in other countries, where it is an independent profession with board certification. The key here is to choose a financial adviser you can trust to genuinely help you. But what exctly does a financial adviser do? Take a look at the gallery below to find out.


(First published as "Money Watch" in the Money section of Good Housekeeping Philippines' March 2006 issue. Adapted for use in Female Network. Photo by Victor1558 via Flickr Creative Commons)