There may be many differences between the rich and the poor, but the most important ones aren’t so much about money or property as they are about behavior. Scroll down to see which millionaire habits are worth adopting.

Keep a smarter to-do list.

According to Rich Habits–The Daily Success Habits of Wealthy Individuals author Tom Corley’s survey, 81 percent of the rich have a to-do list, while only 19 percent of the poor do. We’re not exactly surprised. Having a to-do list helps you keep track of the things you need to cross off to accomplish your goals. However, there’s an effective way to utilize the list to your advantage. Using it as a catch-all is not one of those ways.

Your list “should be derived from our larger goals and include tasks that move us toward those big-picture endeavors,” says Harvard Business School senior lecturer Robert C. Pozen. Each night before you go to work, think carefully about the things that you want to achieve. Do you want to be financially stable? Does that mean having anywhere from P300,000 or P500,000 by the end of the year? Ask yourself these questions and come up with a list that actually helps you get closer to your goal.

Start as soon as you can.
At 23 years old, GIRLTalker empire_maker16 already had nearly P3 million under her name. That’s because she has been saving up and selling things as early as grade school. “Pati mga stationaries pinapatos ko. Binebenta ko yan sa mga kakilala ko,” she posts on GIRLTalk. The P150,000 she asked from her parents as a graduation gift also helped to an extent. “Kahit gusto ko mag-abroad nun nag-stick ako sa cash na lang dahil balak ko ituloy ang reselling ko ng kung anu-ano.” Of course, working in the real world and making new investments largely contributed to her wealth, but having started at an early age certainly helped set the foundation for a healthy financial mind-set. And while we can’t go back in time and make investments, we can make a habit out of starting as early as we can, which is now.

Be frugal.

Not all millionaires are flashy with their money. Facebook founder Mark Zuckerberg, for example, likes wearing the same gray t-shirt and hoodie to work every day. In fact, he and his wife Priscilla Chan got married in his backyard and were even spotted eating fast food at their Italian honeymoon, reports Business Insider. Google cofounder Sergei Brin also has a similar mind-set. “It’s interesting — I still find myself not wanting to leave anything on the plate uneaten. I still look at prices,” he says.

Quit thumb sucking.
For investor Warren Buffet, there’s thinking about it and then there’s unnecessary thumb sucking. In his 1989 annual report, he explained how he learned his lesson hard way. “It's no sin to miss a great opportunity outside one's area of competence. But I have passed on a couple of really big purchases that were served up to me on a platter and that I was fully capable of understanding. For Berkshire's shareholders, myself included, the cost of this thumb-sucking has been huge.”

PHOTO: Pixabay; GIFS:

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