Credit cards are built for a consumer's convenience. They help you to travel light, they're great for emergencies, and they're a great tool for helping you balance your expenses. They're definitely handy when you want to go shopping, but it's this ease of use that lands a lot of us in trouble. We've come up with some tips to help you use your credit card wisely--check them out below!

Read these other articles for more money advice:

(First published in Good Housekeeping Philippines, Money Watch section as "Managing Finances" in September 2005; adapted for use in Female Network)

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