It's not easy to save money. Even if you do have an above average salary, you might have experienced checking you savings account and questioning why it doesn't seem to be growing as much as you have expected it to.

The answer may lie in the little things that you do that make you dip into your piggy bank more often than necessary. Check out these not-so-good habits that many of us are guilty of and probably are not even aware of.

(Photo from TaxRebate.org.uk by Images Money via Flickr Creative Commons)

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