The holidays are here! And if you’re one of those who are stuck in the same rut year after year after year—How much do I spend for my in-laws? How do I stop myself from blowing my 13th month pay on gifts?—we’ve got the answers for you!

Scroll through the gallery below for 10 answers to questions about money that are often asked during the holidays.

For more holiday-related tips, try these:

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(First published in Good Housekeeping Magazine, Good Money section as "Merry Money Matters" in November 2009; flashbox photo by Brad_Chaffee via Flickr Creative Commons; adapted for use in Female Network)

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