Marriage is a permanent contract, so it’s only right that you get to know your partner really well before tying the knot and spending the rest of your lives together. Here are four topics you need to discuss before exchanging your vows.

Financial issues
If you’re drowning in debt or struggling with monetary issues (like overspending), it’s best to tell your soon-to-be husband about it. According to a poll done by Money Magazine, about 70 percent of married couples' arguments focused on money–with frivolous purchases, household budgeting and credit card debt as the biggest causes of friction.

"I didn't think [my man] had to know about my family's debt because I believed that my finances were personal," shares Anne, 26. "But a few weeks after getting engaged, I knew he had to know about our money troubles—he'll be marrying into my debt."

Tip: It’s important to stay calm and collected when you start discussing these issues with your partner. Brad Klontz, a psychologist, certified financial planner and associate professor at Kansas State University says that you have to understand that everyone gets emotional when it comes to money. "If you realize that your spouse grew up in poverty and as a result of that they have this intense fear around not having enough money, all of a sudden their cheapness takes on an entirely new light."

Family plans
What if he wants kids and you don’t? You need to make sure that both of you are on the same page when it comes to establishing a family and raising your own children. "My then-boyfriend and now-husband knew I didn't want to have kids and he was okay with it," says Bea, 27. "Our expectations were clear right from the start. Imagine how awkward our marriage would have been had we not discussed this."

Health problems
Your partner has the right to know any issues regarding your health–we're talking medical history, addictions, or mental illnesses in the family.

So how do you tell him a big health secret? Ken Robbins, M.D., a clinical professor of psychiatry at the University of Wisconsin-Madison suggests you practice what you have to say. "It's good to have somebody as a sounding board in a situation like this," he says. "How you handle this is not something your partner is likely to forget."

Come clean with well-kept secrets.
While there are things that are better kept to yourself, there are also secrets that he deserves to know. It could be about a big mistake you already regret, a family secret, or even the truth about your sexuality. If he can't accept you for who you are, then perhaps he might not be the right person for you.

PHOTO: Pixabay

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