Buying items online is one of the most convenient (and oftentimes therapeutic) ways to shop - until it's not. Horror stories of scammers and hackers have always plagued this industry, which has scared off a lot of people. But don't let those stories get in the way. These apps can help ensure a pleasant online shopping experience for newbies like you:

1. PayMaya

One of the reasons why many people feel uncomfortable shopping online is because most digital merchants only accept credit cards. If giving out your bank information is making you think twice, you can try PayMaya, a payment app and a prepaid card that allows you to safely purchase items online without a credit card. Simply download the app, register for a card, and top up at 7Eleven and MiniStop outlets nationwide.

2. VMoney

Starting out as company providing secure remittance assistance, VMoney has become an all-around online payment service. Not only is it accredited by retailers and merchants, but also by government agencies, transportation providers, and even educational institutions. A VMoney Card can easily be topped up through web banking, scratch cards, ATM, and over the counter facilities.


More of an online resource than an actual app, allows you to try popular body care and lifestyle products before actually buying them. It uses a point system, which enables you to get free samples available on the site’s current roster. After checking out and paying for your shipping fee, these are then delivered to your doorstep. You’ll get more points every time you review a product. is a good way to try out expensive items such as perfumes and cosmetics. The catch? You’ll have to be quick to reserve, as products easily go out of stock.

4. Lazada

Lazada is known as one of the most trusted stores online. It has everything from clothes to mobile phones, and offers a cash-on-delivery option which most merchants don’t. Lazada also sends you text alerts about the status of your purchase, which will help you feel at ease. And in case you encounter any problems, its customer care team is also available to answer queries 24/7.

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