As the monsoon season encroaches on our sunny shores, the air turns colder and the winds are stronger (making staying under your warm sheets a very viable option in the morning). Plus, with the rain pouring outside, the temperature in air-conditioned offices drop way below our comfort levels. We know an extra layer or two can be annoying to tote around, but we give you options to bundle up with some chic outerwear.

Browse through the gallery for over 20 cover-ups from TheMall.ph!

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