Planning your family’s budget is not the easiest thing in the world. It’s already enough of a challenge to limit your personal expenses within your monthly salary--what more when you have to plan a budget with your husband and kids in mind? Life would be a lot easier if we had an infinite supply of cash at our disposal, but sadly, the reality is that we have to know what exactly we should prioritize, and how much should we spend.

Wish Ko Lang host Vicky Morales knows this mommy dilemma well. With two boys and one girl in her small family, the TV host definitely understands the importance of prioritizing the family's expenses. Female Network got to chat with Vicky during the cover shoot for the September 2012 issue of Good Housekeeping, and she shared some of her money secrets with us. Take a page from her book and apply some of her budgeting techniques in your household.

(Photo by Mike Dee)

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