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charlene_good_housekeeping_august_2010_white.jpgDON’T LOSE SIGHT OF THE BIGGER PICTURE

Money, says Charlene, “is not everything in life. There’s more to life than that.” She also says she doesn’t like to think about the nitty-gritty aspects of day-to-day budgeting—“money is important so that you know what means to live within and what boundaries to set.”


INVEST IN YOUR HAPPINESS

Charlene and Aga choose to invest their money in something they like and enjoy and which contributes to their happiness in the long-term. “Our best purchase is our home,” she tells Good Housekeeping. “It gives us a sense of security, it’s where our dreams are built, and it’s where we are growing as a family.” They are also busy investing time and money on their farm in Batangas, where they are fixing their house and planting fruit trees.


PREPARE FOR THE FUTURE

This means more than saving money; it means investing money in yourself so you can deal with whatever comes your way in the future. For Charlene, this meant taking business courses, even though they are not at this time taking steps to make their farm an income-generating investment. “I may not be using those skills right now,” she says, “but I feel that you always have to equip yourself with the proper tools in life so that when the time comes that you need them, you’re ready.”


charlene_good_housekeeping_august_2010_cover.jpgTo read more of Charlene’s insights and tips, including advice on how to allocate some of your salary for enjoyment spending (and how to limit that spending), check out this month’s issue of Good Housekeeping, out now.


(Photos by Raymond Isaac)
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