PRU LIFE UK

[ghye]

^Hi sis.  What are the 15 critical illnesses covered?

[ning kuting]

^

Heart Attack
Stroke
Cancer
Major Organ Transplant
Renal Failure
Multiple Sclerosis
Motor Neurone Disease
Heart Valve Surgery
Coronary Artery Bypass Surgery
Parkinson's Disease
Muscular Dystrophy
Poliomyelitis
Aortal Surgery
Bacterial Meningitis
Brain Tumor

[ning kuting]

Good news to our sisters here who are Pru Life UK policy holders

Pru Life UK ranked first in ASEAN corporate governance scorecard for PH insurance (see details here:  https://www.prulifeuk.com.ph/en/our-company/press-releases/2018/pru-life-uk-ranks-first-in-asean-corporate-governance-scorecard-for-ph-insurance/)

Why is this good news? As policy holders, you are assured that the company you trusted to take care of your family and your investment is being managed using the highest standards. Good corporate governance is important for long-term sustainability.

Your future is secure with Pru

[mrs.jack sparrow]

Anybody knows minimum investment of Prulink Equity Fund and is it single pay or not?

[swtgrl_bee]

Kinuha ko si husband ng PRUlink exact protector 15 kahapon lang. Hinabol ko kasi may 37 years old na siya sa 14th. 

[Rory_Lorelie_Gilmore]

^kamusta Sis? Magkano/ano coverage?

[mrs.jack sparrow]

PruLink Asia Pacific Equity Index minimum investment pala is 1M single pay. Too expensive for me. Whereas equivalent in Sun is only 150k and Security Bank is 2000usd

[etxetera]

Pangarap ko pa rin ito dahil taas ng premium. May new packages kaya sila lalo nagka local endorser for the first time via LIza.

[Itsmai.Shop]

Muntik na ko mag Prulife agent, ok at kilala din naman siya ang pinaka malaki ang commission, but then mas believer ako ng sunlife interms of after service, claims and performance, so dun ako nagsign up and nag financial advisor kasi goal ko din naman is to purchase multiple policy for myself/my family.

[swtgrl_bee]

Sis Rory_Lorelie_Gilmore, okay na okay naman.  Pwede kita i-refer sa agent ko. Nabasa ko sa isang thread na parang ikaw pa yung naghahabol eh. Pero mostly online lang din siya. 34,172 annual 15 years to pay siya. Natuwa ako kasi naihabol pa nila bago nagbirthday yung asawa ko last Saturday. Kasi recently lang kami nagka-extra. 

[swtgrl_bee]

Itsmai.Shop, good luck, sis. May thread din si Sunlife dito. 

[Rory_Lorelie_Gilmore]

Sis Rory_Lorelie_Gilmore, okay na okay naman.  Pwede kita i-refer sa agent ko. Nabasa ko sa isang thread na parang ikaw pa yung naghahabol eh. Pero mostly online lang din siya. 34,172 annual 15 years to pay siya. Natuwa ako kasi naihabol pa nila bago nagbirthday yung asawa ko last Saturday. Kasi recently lang kami nagka-extra. 

Haha oo Sis, sa Philam kasi yung target namin. Ewan ko ba maski may mas ok coverage sa iba, preferred ko talaga sa Philam kami una kumuha feeling ko lang stable saka kakilala ko Agent.

May nakakausap ako mga taga AXA, Pru and Sun din naman. Bigla bigla naglalaho siguro kasi nga sa July pa naman uwe namin.

[Itsmai.Shop]

sis mga inlaws ko puro philam, hindi maganda yung performance, pinakita kasi sakin meron sila mga VUL saka dollar SPVUL. Yung VUL nila after 22 yrs nasa 80k lang ang kinita, yung dollar SPVUL naman 5 yrs lugi pa. sakin lang naman based on their experience, given na matagal na rin nung inopen nila un that time mababa pa ang stock market etc. ewan kung ano experience ng iba

[Rory_Lorelie_Gilmore]

^oh, anyways maski san ata VUL ang hirap umasa, target namin sa Philam Term lang talaga muna.

[reivee]

I used to have Philam VUL, after 10yrs I pulled out kasi 10% lang ang kinita.  I felt that it was too low given na nung kumuha ako nung 2008, the market was really down.  So, I shifted.  But I'm still maintaining my term insurance with them which I got when I was 21 yo. 

^sorry Pru Life thread pala ito...

[Rory_Lorelie_Gilmore]

^I agree, actually maski san yan ang feedback na naririnig ko, kaya mag focus daw muna sa term for coverage, tapos mag invest nalang on our own.

[Itsmai.Shop]

for me depende talaga sa performance ng company. because with my sunlife 40k annual ako pero yung kita nya sa investment part is 30k sa 1st yr tapos 50k after 2 yrs. monitored ko talaga since may online naman sila. I think best investment ko to kasi I have my own mutual funds and stocks pero iba talaga kapag professional yung nagmamanage ng pera, kasi kung ako lang hindi ganun kaganda returns ng stocks and mutual funds ko. tapos insured pa. After sunlife I plan to get prolife naman, anyone who can share yung returns nila.

[wowry]

^I have a client who invested 1M in Prulink Equity Fund and earned 16% after 2 years.

 With regards naman with BTID strategy, depende sa client kasi if you really have the discipline to save and invest on your own, why not but unfortunately madaming hindi disiplinado magsave and mag allot ng time to study different investment vehicles out there so some of my clients despite me teaching them on basic stock market strategies ended up getting another plans from me with minimal coverage to maximize the returns of their investment kasi dahilan nila mas madali with me kasi I monitor their investments, I remind them their goals kasi we do policy review every year at saka automated yung savings nila kasi either auto debit or credit card mode of payment kumbaga no choice na but to save no excuses like next month na lang kasi may outing kami etc. Some of my clients are so open with me they even let me check their emergency funds kung ok na, asked me if they can afford na to buy a car etc so my advice would always be, get an advisor who will really motivate you to reach your goals, yung tipong well rounded hindi lang VUL ang alam niya. If you find someone like that, BTID man strategy mo or not, with the right financial planning and right advisor, magiging successful ka sa pagsave

[mselerio]

Hi to all, can you refer me to your reliable and trusted Pru life uk financial advisor ? I have sunlife insurance already for myself, philam life insurance for my husband and philam educ plan for my eldest daughter and would like to get a plan for our retirement and educ plans (or equivalent of it) for my 2 other kids.  Pls send me a PM here. Thank you.

[ning kuting]

PruLink Asia Pacific Equity Index minimum investment pala is 1M single pay. Too expensive for me. Whereas equivalent in Sun is only 150k and Security Bank is 2000usd

Sis, 2500 USD ang minimum ng Asia Pacific Equity Fund ng Pru Life UK. That's around 130k with the current exchange rate. This minimum amount is available under a  single pay VUL product called PruLink Investor Account Plus.  You can put the following riders into this plan: (1) Total and Permanent Disability (2) Additional Term Rider (3) Personal Accident

Equity fund in peso is available for all regular VUL and single pay VUL. Minimum for single pay is 100k. Hope this helps.