PRU LIFE UK

[crzysxycl]

^i see, thank you sis. same ba ito sa exact protector 10?

[onlytechgirl]

^yup sis. If i were you dun ka na sa 15 years, meron kasi yan loyalty bonus from 11th-15th year pag never ka pumalya or na late sa due date ng premium mo. 😊

[crzysxycl]

^ay ang galing.. thanks sis! naisip ko lang ibig ba sabihin 15 yrs to pay din, parang medyo matagal.

[aNgelofThEMorning]

For the loyalty bonus, dapat walang widrawal sa fund value/savings mo within 10 yrs.

[crzysxycl]

^I see, noted sis. thanks!

[DarkAngel016]

Hello po! I'm new here and I'm planning to get a VUL Plan.

OK po ba ang Pru Life Assurance Account Plus?

Death = 1m
Disability = 800k
Critical illness = 400k ( should be 800k as well pero nang bago kasi overweight daw ako)

How's their nvestment part? OK po ba yung return?

[etxetera]

Long time dream ko to have a PRU Life...  sa tamang panahon

[graxie00]

I'm happy to read this thread. I got myself nung PruLink Assurance Account Plus and was doubtful if I made a right decision since lifetime yung payment for premiums but after reading the thread feeling ko tama naman yung decision ko. 

[Tumblrista]

Pru Life Insurance customer here, too - VUL

[ficklemind]

Hubby and I both have Life Insurance from Pru Life, 18k annually, 1M face value.
I'm about to give birth and looking for an insurance for our baby. Hinde na ata uso ngayon ang educational plan? yun din sabi ng agent ko. Thinking if PruLife pa din or try naman namin sa iba.
Ano ba ok kunin for the baby?

[septembercharm]

Long time dream ko to have a PRU Life...  sa tamang panahon

Hi sis! When it comes to life insurance, laging ngayon na ang "tamang panahon" to start.    I'm a Pru Life UK financial adviser and we can tailor-fit an insurance+investment for you depending on your priorities, needs and premium commitment.  Please PM me and we would be glad to help you.

[septembercharm]

Hubby and I both have Life Insurance from Pru Life, 18k annually, 1M face value.
I'm about to give birth and looking for an insurance for our baby. Hinde na ata uso ngayon ang educational plan? yun din sabi ng agent ko. Thinking if PruLife pa din or try naman namin sa iba.
Ano ba ok kunin for the baby?

Hi sis! Since nasa Pru Life UK na kayo ng hubby mo, dun mo na rin ikuha si baby. PruLink Exact Protector 15 ang best option mo if you are planning to save for your baby's college fund. Then you can insert the Payor Waiver. If your agent is still an active financial adviser, you may want to contact him/her about this particular policy.   

[ficklemind]

^ thanks sis, active na active pa naman yung financial advisor ko, maginquire ako. although naalala ko lang yang exact protector na yan ang preferred ko para sa insurance ko, si hubby kasi nauna sakin naka assurance account plus, nung sinabi ko kay advisor na parang gusto ko ng exact protector ang dami dami ng sinabi haba explanation, in short ayaw nya ata hahaha umoo na lang din ako sa assurance account plus para tapos usapan namin lol.

[pretinnes]

hi,

my husband and i may exact protector 10, for 3 years na. di ko lang talaga alam lahat ng details and di ko din maintindihan kasi di naman inexplain ng agent sa amin. friend kasi ng husband ko and na pressure lang kami kahit wala namang explanation niya.  we pay
10, 170/month and medyo nalalakihan ako konte, minsan gusto ko na itigil.


questions: 1. kapag ba tinigil namin ay may makukuha kami at magkano?
                    2
. kung hindi namin i stop, pwede ba namin i modify ang policy at babaan ang    premium?(ang agent nag decide neto, di man lang kami kinonsult)

[MoonshineLady]

hi mga sissies! im interested to get life insurance + investment with pru but currently im already holding a same one in sunlife naman. is it advisable to get another one with pru naman? i actually want to add more savings sana which reasonably earns plus protection also. would u adivse to get another one? thank u po sa mga sasagot!

[sweetarwen07]

mga sis, i have a question.

talaga bang nagche-check ang pruflife sa mga hospitals or clinics para ma-trace kung na-hospitalize ka or may medical records ka dun?  as nakakahalukay sila ng medical history mo?

thank you.

[izabelle]

hi,

my husband and i may exact protector 10, for 3 years na. di ko lang talaga alam lahat ng details and di ko din maintindihan kasi di naman inexplain ng agent sa amin. friend kasi ng husband ko and na pressure lang kami kahit wala namang explanation niya.  we pay
10, 170/month and medyo nalalakihan ako konte, minsan gusto ko na itigil.


questions: 1. kapag ba tinigil namin ay may makukuha kami at magkano?
                    2
. kung hindi namin i stop, pwede ba namin i modify ang policy at babaan ang    premium?(ang agent nag decide neto, di man lang kami kinonsult)

Try to continue sis hanggat kaya nyo. Think and consider it as an investment and savings para sa family nyo. Kailangan naman talaga natin mag set aside ng ipon every now and then. So, if you can set aside 10K++ per month sa savings and investment sa susunod na 7 years (since you said 3yrs na kayo nagbabayad) then continue doing it.

To answer you questions..

1.  Yes may makukuha kayo. Kung magkano, depende yon sa fund value ng account nyo. You can check that online. Create kayo ng account sa Prulife website to check kung how much na fund value ng pera nyo.

2. Ang alam ko pwede.

[dark_phoenix]

I have a PruLink Account Plus. Yun yung 15 years na babayaran at pwede mo na ma withdraw after 15 years dibah? =D Pero paying ako until 60.

[lovely_carrot]

Hello,

May nakaexperience na ba dito na naging orphan?

My agent recently passed away, 

I got 2 plans from him. Yung agent ko is the husband while my daughter's agent is his wife.

I know she's still grieving so I don't want to ask her anything about it yet although gusto ko sana sa kanya nalang ako lumipat.

Any suggestions that you can share? Thank you.

[hakunamatata]

I have a PruLink Account Plus. Yun yung 15 years na babayaran at pwede mo na ma withdraw after 15 years dibah? =D Pero paying ako until 60.

Hi sis, ang PAA Plus paying until 60 years of age, insured until 100 years of age. You can withdraw anytime after 5 years of paying your premium. You just have to maintain 20k para insured ka pa din.