SUNLIFE

[mameejhy]

meron bang health insurance si sunlife na cover yung panganganak?

http://www.sunlife.com.ph/philippines/Products+and+Services/Individual+insurance/Sun+Maiden+(Plus)?vgnLocale=en_CA

Sun Maiden and Sun Maiden Plus are insurance packages specially designed for women which provide the following benefits:

FINANCIAL ASSISTANCE
Cushions the financial impact of common female-specific illnesses and surgeries such as cancer, osteoporosis and hysterectomy to name a few.
HEALTH WELLNESS BENEFIT
Makes available free diagnostic or preventive procedures during the first 10 years of coverage to help women remain in tip-top shape.

LIFE INSURANCE COVERAGE
Guarantees security against the unforeseen with life cover until age 65.
ADD-ON BENEFITS
Customizes the coverage to include accident benefits, critical illness benefits, or waiver of payment upon disability.
AFFORDABLE PAYMENT OPTIONS
Answers women’s health and protection needs in one reasonable package with monthly payments starting at Ps. 676.00.
MATERNITY BENEFIT (only for Sun Maiden Plus)
Provides cash support for up to 3 childbirths in addition to financial aid in case of pregnancy-related complications..

[j.adore]

Are agents limited to specific types of plans? I asked for quotation tapos 2 lang yung binigay sa akin (VUL and Elite) eh ang laki ng price difference. The budget that we have is 60k per year max lang. Or dapat ko ba irequest based on what I want? I saw kasi madami pang ibang options in SUNLIFE's site.

[pinkaboo]

Hi j.adore, I think it's best if you talk to a financial advisor talaga and tell them your needs and budget. Ako initially ang gusto ko educational plan for our future kids ni hubby (we weren't even engaged yet that time, now married). Tapos sinabi namin how much ang projected cash na kailangan namin in say...15 years time. Based on that nakabuo kami ng plan na separate for me and hubby VUL siya...10 years to pay. we're now on going on our 5th year!

[Lianne@TheWiseLiving]

Sa mga may Flexilink, pwede ba thru cc ang payment ng premium? May online payment facility ba Sunlife? Sabi ng agent ko Hindi daw pwede cc sa VULs, how true? Sa site kasi nila listed naman sa modes of payment ang cc. I want to check with the policyholders here.

Hi Sis. It's a principle kasi na you're not supposed to borrow money or get in debt just to invest, so CC is not allowed for VULs kasi it's life insurance plus investment.

meron bang health insurance si sunlife na cover yung panganganak?

Yes sis. Sun Maiden Plus has maternity benefits.

Are agents limited to specific types of plans? I asked for quotation tapos 2 lang yung binigay sa akin (VUL and Elite) eh ang laki ng price difference. The budget that we have is 60k per year max lang. Or dapat ko ba irequest based on what I want? I saw kasi madami pang ibang options in SUNLIFE's site.

No naman, Sis. What's your financial goal? Usually with my clients kasi we determine ang target goal muna nila, then budget nila and then kung kelan nila gusto i-reach ang goal so we can personalize which solution is suited for them.

[airish_2]

pano kung walang complication sa panganganak?

[fionaapple]

sun maxilink prime - protection/retirement

[m_lim]

ang flexilink ba 10 years to pay?

what if naka miss ka ng 1 year? dapat ba the following year, doble ang ibayad mo?

[yanmae]

http://www.sunlife.com.ph/philippines/Products+and+Services/Individual+insurance/Sun+Maiden+(Plus)?vgnLocale=en_CA

Sun Maiden and Sun Maiden Plus are insurance packages specially designed for women which provide the following benefits:

FINANCIAL ASSISTANCE
Cushions the financial impact of common female-specific illnesses and surgeries such as cancer, osteoporosis and hysterectomy to name a few.
HEALTH WELLNESS BENEFIT
Makes available free diagnostic or preventive procedures during the first 10 years of coverage to help women remain in tip-top shape.

LIFE INSURANCE COVERAGE
Guarantees security against the unforeseen with life cover until age 65.
ADD-ON BENEFITS
Customizes the coverage to include accident benefits, critical illness benefits, or waiver of payment upon disability.
AFFORDABLE PAYMENT OPTIONS
Answers women’s health and protection needs in one reasonable package with monthly payments starting at Ps. 676.00.
MATERNITY BENEFIT (only for Sun Maiden Plus)
Provides cash support for up to 3 childbirths in addition to financial aid in case of pregnancy-related complications..

Ilang years to pay itong policy na ito sis saka ilan yung face amount nya chaka ilang percentage of your total hospital bill ang sasagutin ni sunlife?

[minaco_aino]

Hi sissies! I'm about to get Sun Life. Medyo nagdadalawang isip ako kasi sa tagal ng commitement ng pagbabayad. Somebody told me naman to get Mutual Fund na lang sa Sun Life din kung takot ako magbayad monthly. Sana someone can enlighten me.

Eto yung offer saken:

Flexilink
- 15 years to pay
- Face amount 750,000
- Total Disability Benefit
- Accidental Death, Dismemberment and Disablement Benefit
- Critical Illness Benefit

MaxiLink Prime
- 10 years to pay
- Face amount 500,00
- Total Disability Benefit
- Accidental Death, Dismemberment and Disablement Benefit

About sa Mutual Fund may nakakaalam ba dito?

[babythug28]

^ sis kapag mutual fund, dapat long term yung investment mo para mas makikita mo yung "fruit of labor". and it's true na wala kang babayaran every period. kung kelan ka may time or money to do so, saka ka maghulog sa mutual fund account mo. kami we have both. 3rd yr na namin sa Maxilink Prime and 3rd year na din sa Mutual Fund account namin. both Sunlife. meron kaming Mutual Fund sa ibang company pero kukunin na din namin soon kasi mas tumubo yung pera namin sa Sunlife.

[minaco_aino]

sis yung Maxilink Prime mo wala din crirical illness? Hindi daw kasi sya pwede rider. And kung 5 years to pay ang kunin ko okay kaya yun? Ang reason naman nun is not to pay for too long. And after paying 5 years hindi ko naman sya pull-out agad para kumita pa rin sya.

[fionaapple]

VUL lang ako meron. interested din ako mag MF...magkano starting sa MF?

[babythug28]

@sis minaco_aino - wala din kaming critical illness. pwede ka naman sis mag 5 years, depende kasi yan sa kung ano yung goal mo after mo magbayad. kung papatagalin mo dun after mo magbayad ng 5 years, bakit hindi mo na lang itransfer completely sa mutual fund?

@fionaapple - sis 5k yung minimum sa pag open ng MF. after that, 1k yung minimum kapag magdagdag ka sa investment mo.

[fionaapple]

Sa mga may Flexilink, pwede ba thru cc ang payment ng premium? May online payment facility ba Sunlife? Sabi ng agent ko Hindi daw pwede cc sa VULs, how true? Sa site kasi nila listed naman sa modes of payment ang cc. I want to check with the policyholders here.

sa bdo online banking ako nagbabayad. ienrol mo lang siya.

[neriann28]

I've got Sun Maxilink Prime. Ask ko lang kung kelan nateterminate yung account kapag hindi ka nakahulog? In my case isang bagsakan akong naghulog nung November 2013 for 7k kasi buntis ako with twins. Nag ipon ako para sa panganganak. Then until now hindi pa din ako nakakahulog. Ayoko syang igive up at balak ko sanang maghulog this coming payout.

[ayami]

May pumupunta ba sa inyo dun sa Annual Shareholder's thingy nila? Ano ba ginagawa dun may freebies ba? Sa Meralco kasi may libreng appliances.

[Tootsie31]

@Lianne@TheWiseLiving annual na Maxilink Prime. If advance magbayad, how will Sunlife know na pang top up or premium? Via BPI online kasi ako magbabayad. And ano advantage if advance magbayad?

If may ibang memebers here na alam ang sagot sa question ko, please reply na rin.

Thanks!

[pinkaboo]

^ginawa ko to last year. Advanced my payment kasi bagsak stock market so gusto ko ma-take advantage so that maraming mabiling stock market units kasi nga mababa presyo.

Ang consequence nito is an admin fee or charge na 5% nung premium mo. Eh...I compared yung charge vs dun sa possible na kikitain nung VUL ko, eh mas okay lang sa akin bayaran na lang yun charge kesa naman masayang na mababa presyo ng mga stocks.

[fionaapple]

^ginawa ko to last year. Advanced my payment kasi bagsak stock market so gusto ko ma-take advantage so that maraming mabiling stock market units kasi nga mababa presyo.

Ang consequence nito is an admin fee or charge na 5% nung premium mo. Eh...I compared yung charge vs dun sa possible na kikitain nung VUL ko, eh mas okay lang sa akin bayaran na lang yun charge kesa naman masayang na mababa presyo ng mga stocks.

ako rin hindi ako nag-aadvance o "top-up" dahil dyan. kasi dahil sa charges.

[babythug28]

meron na silang invitation para sa annual meeting this June 20. ano ba usually ang meron dun?