Healthcards

[domestic diva]

thanks sisters! i'll just ask a quote through email.  i don't mind shouldering more on my part for the rooms. problema ko lang naman kasi medical city halos lahat ng doctors namin. i have no problem with the services. it's the room rates that are taga sobra. 

we have phil health so health card na lang talaga that will cover ER and confinement. as for doctors, second na lang sa akin yon because i'm very happy with our family doctors.

[puglover]

fortune care check ups are done in fortune care owned clinics only? hindi pwede sa medical city, st lukes, etc? okay sana because of their low prices pero kaya pala low price.

any feedback with caritas?

[reb_woods072683]

anyone here na cocolife ang HMO card? I don't like their services. Wrong spelling ang last name ng baby ko hanggang ngayon hindi pa napapalitan yung card. At yung card parang mrt card lang.

[stormy]

@puglover, may caritas kami. Binili yung plan mid 2005 effective until 2015. D halos nagagamit kasi hassle. Ikaw pa tatawag sa kanila pag nasa er ka etc. Nag maxicare kami 2nd year namin ngayon. Almost 49k/yr para sa amin 3 mag-anak

[babyseth]

anyone here na cocolife ang HMO card? I don't like their services. Wrong spelling ang last name ng baby ko hanggang ngayon hindi pa napapalitan yung card. At yung card parang mrt card lang.

our hmo is cocolife. wala pa naman ako naeencounter na problema sa services nila though di lang kagandahan yung card.. nagamit ko sya dati sa wart removal, regardless kung san part ng body basta up to 1k lang ang coverage.. sa iba kasing card, pag neck up na, di na covered 

[stormy]

^family acct kami sis. Ok naman ang maxicare. Mas mahigpit lang pag individual/family acct sa 1st year dahil sa pre existing na sakit etc. Pag corporate acct kasi walang mga ganyan. Ayaw ko na lang manghinayang kasi pag madengue or kung ano man mas mahal pa sa 50k ang magagastos. Pag check up at vaccine d na ako maxicare hassle pa kasi baka d makasundo ng anak ko. May pagkakataon kasi na sa orig pedia nya lang sya gumagaling (or akala ko lang?). D kasi maxicare pedia ng anak ko.

[puglover]

@stormy sulit ba talaga maxicare? with medicard kasi i inquired with an agent, covered na daw sa vip program nila ang pre existing conditions? no medical pati..kaso 8k per year lang, hindi magagamit yun maximum dreaded disease limit kahit 2nd year na.

so i'm choosing between caritas, maxicare and icare.. may nakapagsabi sakin sa icare covered daw kasi lahat unlike maxicare? konti lang naman difference sa price except caritas i'm thinking lang ano kaya talaga better?

[reb_woods072683]

our hmo is cocolife. wala pa naman ako naeencounter na problema sa services nila though di lang kagandahan yung card.. nagamit ko sya dati sa wart removal, regardless kung san part ng body basta up to 1k lang ang coverage.. sa iba kasing card, pag neck up na, di na covered 

good for you sis. hay naku. super liit lang din ang nareimburse sa akin nung nanganak ako to think na CS ako.

[stormy]

^^^pwede naman na yung anak mo lang sis, 14k/yr lang yata. Sa friend ni GTer Ms. Rain ako kumuha para sa amin mag-anak. Ito yung gastos na parang nakakahinayang pag d naman magagamit pero ayaw mo i-wish na magamit

^^sis d ko masabi na sobrang ok ng maxicare kasi 2nd year pa lang namin tapos d naman kami nagkakasakit. Anak ko sa iba nagpapacheck-up kumbaga d gamit sa amin ito. Ang gusto ko lang sa maxicare, maraming doctors ang accredited. Kasama na rin annual routine check up dun sa plan namin.

[twelvth_goddess]

^maxicare and intellicare are both ok. i was so bummed when our company switched from maxicare to medicard.

[younis]

@stormy sulit ba talaga maxicare? with medicard kasi i inquired with an agent, covered na daw sa vip program nila ang pre existing conditions? no medical pati..kaso 8k per year lang, hindi magagamit yun maximum dreaded disease limit kahit 2nd year na.

tama! may nakausap din akong agent ganyan din inexplain nya... parang kalokohan eh noh, mas mahal pa premium binabayaran mo kesa sa coverage which is P8k lang for the whole year. eh pano kung ang ma-acquire lang na disease eh classified as dreaded pa, meaning P8k lang talaga ang coverage nya. kalokohan ito.

[thebratinella]

last week, we brought our baby to the hospital for her checkup. my husband signed her up for a dependent card that's part of his benefit. he was informed that maxicare does not allow checkups of dependents in major hospitals. we can use the card in clinics like wellcare and wellpoint. we'll ask about confinement pa. baka naman walang kuwenta yung card sa hospitals pag kailangan iconfine.

[milkchocolate]

mga sis may tanong po ako. yung company healthcard ko kase di pwede sa hospital where my doctor has a clinic. yung contract kase ng company ko, excluded yung hospital na gusto ko.

pwede ba na sa ibang hospital ako pumunta na accredited ng healthcard ko but will stick with the same doctor? or dapat magpalit din ako ng doctor? btw, accreditied yung doctor ko sa healthcard ko. yung hospital lang talaga ang hindi. tia!

[msals2007]

yes pwede ka magpalit ng hospital, same doctor, tapos both hospital and doctor are accredited. ganyan din pedia ng kid ko. accredited siya ng medicard, may isang clinic siya di accredited, then minsan sa hospital naman siya, ayun naman ay accredited. so ang advise niya, dun na lang magpacheck up sa kanya kapag nagkiclinic siya sa hospital na accredited ng card para covered ng card ang consultation fee.

[RonaWeasley]

maganda talaga pag may health card din ang babies kaya ikinuha namin as dependents ni hubby. this year na-confine yung eldest ko and wala kami binayaran. ang mahal magkasakit

[lhanny_07]

mga sis, if I get a healthcard, automatic ba na covered na yun si baby ko and my spouse too. And if I avail one, when can I start using it kaya. 

[artemis26]

follow-up lang rin. ako at si hubby may individual healthcards courtesy of our office (govt). gusto ko sana gawin dependent si baby, pero I was informed na may hierarchy? Na kelangan spouse muna bago anak? What if like sa case namin na meron naman healthcard na si hubby? Pwede bang si baby na lang?

Or kung kukuha ko na lang ng individual na healthcard si baby, pwede rin ba yun ganun? Especially if its different from mine and hubby's office-sponsored healthcard?

[hyder0926]

mga sis, if I get a healthcard, automatic ba na covered na yun si baby ko and my spouse too. And if I avail one, when can I start using it kaya. 

hi lhanny,

hindi automatic yun coverage ng anak mo ay hubby.. you need to enroll them so they will get the health insurance card. except if your company will shoulder their healthcards. hth!

[lhanny_07]

thanks sis hyder0926, sis wala kami healthcard sa company and pati sa hubby ko. I checked kasi the maxicare website, I dont understand bakit isa lang ang and pwede i-add dun sa computation.

pano sis, if I get one, I should enroll my child and hubby ko, so the annual premium will not be the same?

[a_y_e_n]

importante talagang may healthcard ang mga bata lalo na kung sakitin pa sila. kaya pagkapanganak ko, e-enroll ko agad si baby para maging dependent ng tatay nya since mas malaki limit nya kesa saken.