What's the worst money mistake you've made?

[lovemeagain30]

Credit card din sakin. Right now its been 4 years with NO CREDIT CARD.. and life feels FREE!

[izabelle]

Ang credit card kase, it can be your best friend or your enemy it all depends on how you treat it.

Yes, it all boils down to being responsible. Kahit walang CC kung waldas ang tao waldas talaga.

[Guada_FN]

Hey ladies,

As promised, here's the article where some of your stories have been shared: http://www.femalenetwork.com/work-money/8-money-mistakes-girltalk-a1548-20170822

Feel free to share it to those who want to manage their expenses better.

Thank you! Let's keep the stories rolling!

[scruffs]

Nagjoin ako sa Nuskin. Networking pala. Haha magkano din yung cashout dun, although may mga products na binigay hindi ko din nagamit, super sayang lang. Kaya ngayon medyo iwas na ako sa ganyan. Hindi naman kasi ako sales person.

[lonely_dad]

Yes, it all boils down to being responsible. Kahit walang CC kung waldas ang tao waldas talaga.

agree ako dito 100%. ive been a cc user since 1999, no problems whatsoever basta bayaran mo lagi in full yung amount due

[ambitious]

Buying designer bag, hindi ko magamit as purpose na bag kasi awkward feeling na baka magasgas, subrang mahal na, nakaka-ashamed pa minsan na may pumapansin at mamahalin nga

[freiavida]

magpautang sa kamag anak!  ngayon di na talaga ko nagpapautang sa kamag anak or kaibigan.

[Rory_Lorelie_Gilmore]

Ipa-finish/renovate bahay na pinatayo ng Ate ko, na nakatayo sa lupa ng Kuya ko, tapos nung binenta, wala man lang nakuha Ate ko, and ako binigyan lang 20,000 Php, after spending around 200k. Iniisip ko nalang, renta na namin yun sakanya dahil halos 10 years naman kami don tumira.

[PwedePadala]

Purchasing a phone that I don't really need since my then-one year old phone was still working perfectly fine.  Plus, it was really expensive (in my opinion).

If you have an OFW relative with an old iPhone, why not ask to just send the iPhone to you as a gift. Malay mo makalusot. 

[marssie]

Magpautang
House and lot investment thru pag ibig grabe laki na lugi namin

[wowry]

nung OFW pa ako, I sent way too much money for my parents to the point where pati sister ko with her husband and kids nakinabang don pati youngest namin na working din. I should have sent enough lang to what they need and saved the rest sana mas marami akong naipon.  I have learned that giving everything to them, hindi ka nakatulong kundi ginawa mo lang sila lalong dependent. Buti na lang medyo nagising ako pero 8 years din akong ganyan hehe..

[mysterioza_me]

^This is so sad. Dami ko nababasa na ganyan story sa Peso Sense. Ang masaklap pa kahit anong laki ng padala sa pamilya nagrereklamo pa din na kulang. Tapos pinadala na lahat ng pera sa Pinas, sila pa masama loob kapag walang pasalubong.

Ako nagpautang sa boyfriend. Nung magbreak kami di man lang ako naalala bayaran buti nalang less 5k lang.

[kvandenhaak]

^^I used to be like that. Since 5 years akong naging SAHM mom at hindi nakapagpadala, medyo bumawi ako when I went back to work. I wasn't even saving for my son's post secondary education at pinapadala ko na lang. The problem is feeling nila parang pinupulot ko lang ang pera dito. Sobra sobra na nga, nakakapangutang pa raw. A couple of years din yon. Then I asked for a little favor at ako lahat pati ang gumastos. Dun ko naramdaman na nag-iisa lang pala ako sa problema ko. I stopped sending money since then, minsan na lang kapag meron talaga akong sobra. I put the money I am earning to where it's supposed to be. Hayun, natuto silang kumayod and they are surviving.

[Maia_Cache]

kaya importante ang financial planning esp ang insurance and retirement fund.

Biggest mistake ko is buying a Car from ford and getting a pain ass contractor for our house, until now problema ko pa rin sila. I should have used the money to buy more VUL back then.

[mysterioza_me]

^Whats wrong sa car ng Ford? May iba bang issue aside sa malakas daw komunsumo?

[Maia_Cache]

^Whats wrong sa car ng Ford? May iba bang issue aside sa malakas daw komunsumo?

lemon car sis. brand new pero sira, ang dami na nila kaso specially sa ibang bansa dito lang sa Pinas walang laban ang consumer because of our Law/Justice system.

[mysterioza_me]

^Aww ganun ba yun sis maski manufacturing defect wala tayong laban? Interesado pa naman bro ko sa ford everest.

[Maia_Cache]

yes, as a background 5 yrs na kaso namin sa kanila. 2x na kami nanalo sa DTI against them, now nag appeal naman sila sa court of appeals. stay away from form, may mga makikita kayong groups about ford sa fb, nagkalat yung mga complaints sa kanila.

[mysterioza_me]

^Omg 5yrs!!! Mukhang hahaba pa since nag-appeal pa sila. Super worst money mistake nga yan.

[kvandenhaak]

lemon car sis. brand new pero sira, ang dami na nila kaso specially sa ibang bansa dito lang sa Pinas walang laban ang consumer because of our Law/Justice system.

Mekaniko ang ex ko. Lemon daw talaga ang Ford. He highly suggest Japanese cars. I drove older Toyota Camries, a 99 and the one I am driving now, a 2001 model. Very reliable. Basta maintain mo lang properly.