SUNLIFE 2

[neriann28]

^ hindi sis 2k bale monthly so pumapatak na 6k quarterly pero every payday ako nagbabayad bale 2times a month

Medyo meron na ko idea kasi nung nagstart ako sa Sunlife very minimal lang alam ko. Nakabalanced fund ako so balak ko mag equity pag ok na fund value. Pero syempre kelangan ko bawiin mga payments ko muna para mangyari un 2years pa lang naman so kayang kaya pa. Then kapag nakuha ko na goal ko sa Emergency Fund saka ako mag open ng UITF for additional investments.

Thank you sis!

[PetiksPinayInvestor]

^ Ahh, hehe

Ipa fund switch mo na para habang mababa ang market -- baka mas mababa mo mabili ang navps

sounds like a plan!

[neriann28]

^ uo nga eh kaya lang may fill out pa ng forms diba? saka sobrang mababa pa fund value ko baka hindi kayanin. Habol muna ko payment sis hehe

[rensky]

Will it be advisable to get an insurance for myself if insured na ko ng company? Or mas ok ipainsured si hubby kc smoker sya and sya ang driver ko? We have a son who is 6 yrs old. I'm the one who's working.

[j.adore]

Company insurance is only as good as while you're in the company. Better to have your own if you are the breadwinner.

[fidz]

^ Ahh, hehe

Ipa fund switch mo na para habang mababa ang market -- baka mas mababa mo mabili ang navps

sounds like a plan!

sis, what do you mean by this? kasi may sunlife din ako and nafull payment ko na yung for 2015.

[mxherr5]

^
She was recommending that neriann switch to the Equity Fund
from the Balanced Fund while the market is down so she
would get a "lower" NAVPU

[fidz]

 i see... thanks po

[bluish_mommy]

Company insurance is only as good as while you're in the company. Better to have your own if you are the breadwinner.

and this one only addresses the coverage or protection, how about the investment part di ba? yung iba kasi kuntento na, na meron lang silang Group Life Insurance sa company.

[Chrisstinay]

Hi, any sun life FA here? I want to avail an insurance for myself and hubby.

[Pretty_aye]

Pm me sis
Not an agent pa haha but i will refer you sa agent ko, im starting to work part time pa lang hehe.
She's been my agent for 5years n sunlife

[chiqmom]

I will meet the agent this Friday para maghulog na, at long last! I have a very limited info when it comes to insurance, the only thing I have insured is my car just because it's required. hehe

[stormy]

Itanong ko sana sa mga sunlife financial advisor/s na gter if magkano ba talaga ang minimum sa dynamic fund nun inoffer ito nov last year?

Ang sinabi sa akin nun agent ko 500k kaso nitong july may inayos ako sa head office ng sunlife nung nagtanong ako ang sabi 250k lang raw.

Kaya ko gustong malaman kasi plano ko magpalit ng agent kung totoo na 250k yun minimum placement ng dynamic fund. Aside sa wala halos gana umaksyon ang agent ko unless may bago ako na produkto na kukunin e hindi tama na magsabi ng mali na info para lang lumaki yun ipasok ko sa fund na inalok sa akin.

Yun agent ko kumut malapit ako sa head office e kada may tinatanong ako or may ipaprocess sinasabihan ako na magpunta sa head office. Kumikita pa ba sya sa akin? Baka hindi na kaya deadma na. Mahirap magsalita pero meron kasi talaga yata na ganito. Nakakadismaya kasi 9 ang products ng sunlife ang mayroon ako kaya minsan may tanong talaga ako.

[j.adore]

50k per website

[stormy]

I mentioned that na 50k ang nabasa ko pero ang sagot e sa 1st offer raw yun 50k, 2nd na nag-open (last Oct/Nov) 500k raw.

Nag-inquire na rin ako sa sunlife as usual gaya rin ng iba, naka-template ang sagot.

[j.adore]

That's from the July 31, 2015 fact sheet and I validated with my FA. BTW, this is for Sun Life Prosperity Dynamic Fund not sure if you're referring to the same thing.

[mxherr5]

@stormy,

sounds like there was some confusion.

you're agent had it right btw.

based on the date you mentioned, you are
referring to the VUL fund launched last year
that is exclusive to Maxilink One, a VUL product.

source: http://www.philstar.com:8080/banking/2014/11/11/1390242/sun-life-offers-new-vul-product

Maxilink One indeed has a minimum of 500k
and that's because it doesn't have any premium
charges.

The dynamic fund j.adore is referring to is
a mutual fund and was launched just a few
months ago and it does have a 50k minimum.

source: http://archive.sunstar.com.ph/davao/business/2014/07/15/sun-life-launches-new-product-354065

hope that helps

[stormy]

^ yes,  nilinaw ko yan sa isang sunlife agent kakatapos lang namin mag-usap. Yun sinabi raw ng head office na 250k tama rin raw dahil ibinaba raw yang 500k sa 250k. Ang 50k na nakalagay sa website nila ay yung MF na dynamic fund. Thanks

[super bratinella]

I am interested to get insurance, still checking the one that fits me and my family, I am not still used with the terms.

[chiqmom]

sa wakas natuloy din pagpunta ko ng sunlife. yung maxilink kinuha ko.