^glad to know na may gumagawa din ng ginagawa ko.. Dati naha-hassle ako na pabili-bili mayat-maya sa grocery/talipapa pero ganun talaga ang buhay. Mas marami ako nakakausap or nakikilala pag namimili ako every other day. Nakakatulong din makaiwas sa stress, sadness/depression pag may mga random conversations ka kahit man lang sa mga tindera or kapwa mamimili diba hehe. Yun simpleng biruan lang malaking bagay yun lalo na kung wala kang kausap na ibang adult sa bahay (na tulad ko). 😃
Pero di ako masyado bumibili sa retail stores kasi alam naman natin na malaki patong dun. Lalo na yun mga biscuits ng bata, let say 50 pesos isang pack sa grocery, sa retail store may patong na 2-5pesos per piece..e anglakas pa naman kumain ng mga anak ko haha! kaya pag biscuits, per pack talaga. Then mga packed juices di ako bumibili regularly..minsan lang pag tinopak ako hehe.. Dapat water lang inumin ng mga bata sa school at sa bahay. Pero pag lumalabas kami i allow them to drink soda or juices. As long as iinom sila ng maraming water after nun.
I agree sis na pag rainy season, ito yun time na dapat magsave tayo at makakasave tayo dapat dahil namiminimize ang paglabas-labas.. atsaka para makaiwas na din sa sakit ang mga bata. Iwas sakit, iwas-gastos. Kumpwede makipaglaro na lang sa mga pinsan o kapitbahay ng indoor games...Conservative approach ika nga.. 😊
Eto din pala ise-share ko lang yun benefits ng saving:
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7 Ways Psychologists Say Saving Boosts Your Mental Health
Here are seven psychological benefits of saving regularly.
1. Discipline
A healthy bank balance doesn't happen by accident. We live in a virtual wonderland of consumer goods where every taste, inclination, or terrible idea can be indulged with a swipe or a click. Saving means swimming against the tide of stuff and having the discipline to say "no" more often than "yes." And the wonderful thing is this: When we adopt effective self-discipline tricks, the results can help us in nearly every part of life.
2. Peace of Mind
If being in debt or riding the edge of your budget has you stressed, then building a savings cushion should bring you peace of mind, suggests Rutgers University. All savers may not be Zen masters, and there's a lot more to tranquility than a pile of cash, but establishing a healthy financial buffer sure doesn't hurt. Saving is a form of personal insurance and, after all, isn't peace of mind what insurance companies are selling?
3. Confidence
Successful saving builds confidence in at least two important ways. First, it reinforces the fact that you can really achieve something when you set your mind to it. And second, saving provides the capital to get things done when necessary. If that 1979 Bronco finally kicks it, you have the capital to buy a dependable replacement (or at least fund a healthy down payment).
4. Assertiveness
Having a deeper and more authentic sense of confidence makes people more assertive. With the skills to save and the bank balance to prove it, you can channel healthy assertiveness when the occasion calls for it. Go after that promotion, ask that special someone out on a first date, or simply work toward your next set of personal goals with greater gusto
5. Optimism
It's easy to be cynical when all your hard work barely floats you from one paycheck to the next. Research shows that saving something ? no matter how small ? can gradually build a sense of optimism. Watching a fledgling bank account grow helps us feel like we're working toward something greater and gives us the traction we need to find new ways to save more and save faster.
6. Compassion
Savers don't have a monopoly on compassion, of course, but saving can give us enough breathing room in our own financial lives to look around and see what others need. Saving regularly affords us the luxury of a clearer perspective ? and that's often the seed of active compassion. It also gives rise to compassionate actions ? such as having the means to donate to good causes or help others when they're in need.
7. Sense of Freedom
A high level of consumer debt is a lot like indentured servitude. Steep interest rates, late fees, the potential damage to credit (and all that can entail) can keep people toiling for years with very little to show for it. Being able to save regularly means you've at least tamed your debt enough to stash some cash ? and cash is often an important part of being free. Spending less and saving more can help us embrace important freedoms in our careers, our relationships, and where we choose to live. Without overstating it: If you feel cornered by any aspect of life, explore the transformative power of amassing some capital and then use it to launch yourself in a new direction.
Sure, it might not be the cure for everything that ails you, but there are some very real psychological benefits to establishing and maintaining a savings routine. In fact, saving and frugality can be downright sexy. So, as you watch that bank balance grow, consider what other parts of your life are blossoming too.
https://www.wisebread.com/7-ways-psychologists-say-saving-boosts-your-mental-health
