BDO EIP( Easy Investment Plan)

[florencia]

It's me who asked her about it and its clearly different from getting a COP. But I guess it's her who got it wrong as she seemed skeptical while explaining. Haha. Thanks po! 

[dramaqueen]

Question girls:

1. I am planning to get one this weekend sa bank ko, should igive them 10k agad upon getting this investment or they will just deduct e.g. 1k a month sa account ko?

2. Say i reached 10k na, I will be able to get the entire money right then will just continue deducting it from my account till i reach another 10?

TIA

I have the same question. Is it better to put 10k isang bagsakan?

[leelou]

^ para sa akin, it's really up to you. if you have that amount na which is the minimum placement for some fund such as Equity, Blaanced, etc., go for it. pinaka-benefit kasi ng BDO EIP yung you'll be able to invest na money for as low as 1K every month.

[mikhia]

hi! i have a question also and i'm very interested about this.

1. say i already have 5 COP's, can i redeem them all at the same time and still continue with my investment? or does this mean that once i redeemed my COP's, the deduction will already stop?

2. the amount of deduction and when will depend on me right?

Thanks in advance!

[florencia]

^ hi sis,

Sa tingin ko you may get your COPs all at the same time kasi andun lang naman yun. Pero it doesnt mean it'll stop na. You have to specifically tell them you'd like to stop.

Yes the amount depends on you but thr minimum is 1,000

[mikhia]

hi sis florencia! thanks for replying to my inquiry.

gusto ko kasi pag naka 5 COP's na, dun ko lang redeem kung how much [textspeak!] naging tubo nung money ko. pero still, gusto ko tuloy tuloy lang.

if i may ask, how long have you been EIP? and kamusta naman?

[kiaramae_0403]

last feb nagseminar ang bdo sa office namin regarding EIP. Ang sabi nung marketing manager mas maganda raw kung hindi bagsakan yung bigay mo, kasi mas madami mabibili na units kung staggered.
example pagbili mo ng bagsakan mataas yung price konti lang yung mabibili, unlike pag staggered iba iba yung price pagbumili. kaya mas madami yung mabibili na units pag staggared.

[mikhia]

^ thanks for the info sis! so mas maganda kung maliit lang [textspeak!] deduction mo per month?

[mikhia]

i have a question lang po ulit.

how will you know if ilang units yung meron ka?

please correct me if i'm wrong, say for Jan 28, 2014

Contribution ko is Php 5,000.00
Navpu is 3507.0798

5000/3507.0798 = 1.4256 units? tama po ba?

Then Feb 28, 2014

5000/3673.3171 = 1.3611

So total units will be 2.7867?

Say i will pull it out by March 28, 2014
Navpu is 3651.0389

2.7867*3651.0389 = 10,174.35 so does this mean na 174.35 lang [textspeak!] tubo for the 10k?

I hope someone will enlighten me on this.

Thank you in advance!

[momentum]

Hmmm interesting.. Backread muna ako

[mxherr5]

@mikhia,

Yep you nailed it!

[mikhia]

^ thank you sis! mas maganda pala kung mas mababa [textspeak!] navpu para mas maraming mabili na units? at pag mag redeem ka na, mas maganda na mas mataas naman [textspeak!] navpu para malaki tubuin. this site helped me A LOT!

[florencia]

^ ou nga sis, parang cost averaging ang dating (if long-term)

[chefron]

question: what is the purpose of the certificate that they give?

[mxherr5]

^

You'll be able to redeem without any charges.

If you're still doing your EIP, i.e. your investment
hasn't reached 10k yet.

You can still redeem at any time but with a fee.

Now when you finally get a COP(certificate), after
x # of months(Forgot the exact # of months) you'll be
able to redeem without any charges or fees.

Or are you questioning the utility of the paper certificate?
In which case, its for documentation purposes

[chefron]

hehe for documentation pala...but is it necessary for redeeming?

napanuod ko akse yung PANIC ROOM na movie, the thief is holding certificates which are valuable, same ba yan?

[sales_lady]

Didn't know bdo launched this..macheck nga....

[gurlzat03]

i have placed my money in balanced fund..so far, nakabawi naman today..sana tuloy-tuloy lang..

[jance2401]

The COPs are under your name, so you are the only one who can redeem it...

[mrscardenas2011]

Ang pinakabenefit ng eip is that you can invest 1k. Dun sa mga low budget, mga maraming binabayaran, you can invest for as low as 1k. If you have 10k and will not miss the money that much, wala naman problema to invest it here. Pero kung ako sa inyo, dun na sa mas high risk para possible high(or low) gain na agad that will let u invest 10k.

I started last year, mag kakaron na ata ako ng 2cops. Hindi ko pa lang clinaim, katamad eh. Hahaha. Nandon lang naman yun diba.