BDO EIP( Easy Investment Plan)

[caramelli]

hi sisses. ok ba mag invest ngayon dito? gusto ko sana yung fixed saka yung balanced, try ko lang muna since first time ko mag iinvest sa UITF.

[janachen]

pwede bakong magpasa ng form kahit anung branch? Kasi yung account ko nasa taguig, eh ngayun nakatira nako sa laguna. Pwede bang sa laguna branch ko isubmit?

[leelou]

^ yes sis, kasi before when i tried to open an investment account sa BDO Bicutan para makapag-subscribe to EIP while ang savings account ko nasa UN Avenue, i remember they required pictures lang and the usual 2 IDs.

[Barbara_Bettina]

Hi sisses  I'm wonderin' lang. Kung sakaling makatagal ako ng 20 years sa pag iinvest sa EIP then after 20 years let's say umabot ng millions yung value ng COPs (upon computation), papayagan ba ng bank na i-claim ko lahat ng COPs ko ng one-time big-time?

[crzysxycl]

same question with caramelli, ok ba mag invest ngayon dito? sorry, first time ko kasi.

[gurlzat03]

^ sis, so far so good naman ang investment ko sa BDO..I chose peso balanced fund..as of yesterday, 9% na ang gain ko..but syempre, may mga fluctuations din for the past days, about 4% [textspeak!] pinakamababa..

[crzysxycl]

^wow, hindi na masama ang 4%. na-excite tuloy ako dito. thank you sis

[smm_0411]

I just had my first deduction last april 30. Makikita ko ba sa online banking ko kung ilang units ang nabili nila. Equity fund yung sakin

[florencia]

Hi sis, tinry ko ienroll yung saken under trust account sa online banking pero narereject. Is it a UITF? Or not?

[gurlzat03]

^ sis crzysxycl, hindi na talaga masama ang 4% considering na pababa ng pababa ang interest rate for regular savings..
^ sis smm_0411, one time deduction ka ba na 10K or less than 10K? I'm not sure kasi kung papano ang setup nung less than 10K, i mean kung papano makikita 'yung nabili mong units..
^ sis florencia, same thing happened to me.. not sure nga kung functioning talaga [textspeak!] sa pag enroll ng funds online. nagma-manual monitoring na lang ako ng performance ng funds ko based sa daily navpu.

[jengc]

This is interesting. I'm interested in opening my own EIP too.

[crzysxycl]

^^korek sis.. Salamat super baba na talaga ng interest ng savings account kaya nakakapanghinayang din, natutulog lang yung pera.

[gurlzat03]

^ sinabi mo pa sis..iniisip ko nga lately kung strategy lang din 'yun ng mga banks para kumuha ang mga depositors ng funds..hindi naman kasi insured ang funds as compared sa savings account..

by the way, as of yesterday, balik 10% ulet ang kinita ng balanced fund ko..yey!

[chefron]

you can say that...kase bawat pasok mo ng fund sa UITF mo may charge, may service charge, pag nagwithdraw ka may charge din

sa nakikita kong function ng UITF it will convert you into a saver since you will see your money grow, it will not make you rich but it will not sure make you poor, but it also did not maximize your money's potential.

[crzysxycl]

^^wow 10% is something ha.. nag open na ako sis kanina ng new account sa BDO. 2 hours ako sa bank, ang dami palang pipirmahan, haha. bale personal account ko plus joint account namin ni hubby. yung sa akin fixed ang kinuha ko, try ko lang muna then yung sa joint namin, balanced and fixed.

[leelou]

you can say that...kase bawat pasok mo ng fund sa UITF mo may charge, may service charge, pag nagwithdraw ka may charge din

sis, wala naman charge pag-subscribe or redeem ng UITF, or kahit pag-add ng fund. only when you redeem within the holding period of 30 days, except for BDO Peso Money Market Fund (no minimum holding period).

[gurlzat03]

^ sis crzysxycl, happy investing!

[chefron]

akala mo lang walang charge pero the value we get at the end of the day is already net of charges. where naman kukunin ni bank ang bayad sa fund managers kung hindi sating subscribers icharge?

[mxherr5]

akala mo lang walang charge pero the value we get at the end of the day is already net of charges. where naman kukunin ni bank ang bayad sa fund managers kung hindi sating subscribers icharge?

The way you said it made it sound like a UITF investor would get charged.. on his
investment money which is obviously not true.

sa nakikita kong function ng UITF it will convert you into a saver since you will see your money grow, it will not make you rich but it will not sure make you poor, but it also did not maximize your money's potential.

Interesting point of view you got there and this feels like deja vu hahaha


So investing in UITF is not maximizing your money's potential as opposed to
what?

Clearly, depositing in a savings account is not maximizing your money's
potential when you can invest in a UITF or MF.

Please do tell what investment vehicle gives better returns?

Are you maybe talking about investing directly into the stock market?

[chefron]

The way you said it made it sound like a UITF investor would get charged.. on his
investment money which is obviously not true.

please furnish us a copy that says the bank doesnt earn a single cent from us while investing in UITF.

Please do tell what investment vehicle gives better returns?

pagnenegosyo po.

Are you maybe talking about investing directly into the stock market?

sorry im not into stock market