Credit card inquiries, rants and raves - Thread 4

[babyboo.0326]

^oo, sis. tumigil naman sila. actually, hindi naman nila ako tinatawagan e. pinadadalhan lang ako ng letter. saka nag-iba na rin kasi ako ng number kaya siguro di na nila ako ma-contact even if they want to. and buti rin hindi nila ako pinupuntahan sa bahay.

parang i called na dati yung customer service hotline nila e, kaso ang sabi sakin since nasa collections agency na, it's out of their hands na daw?  though yun nga ang balak ko, apply for a secured card muna para may record ako na bago with them.

[iceejay]

I applied for BDO's american express card. The green one. Grabe ang tagal ng result. Even when i check yung status ng application ko online wala ding result. Hay kaka inip. Hindi tuloy ako makapag move on lol

[abbeydasassy]

^i got my bdo CC card after 1 month LOL. although pre approved card young sakin it took that long pa run before ko na received. what more for applying online. Goodluck sis!

[Drax]

My Citibank renewal credit card was stolen at the courier side, then it was used for a single purchase in SM worth more than 20k.  Buti na lang Citi sends an SMS notification whenever the card is used, so nakatawag agad ako sa hotline to report the fraudulent charging.

[mrs_mcta]

Sorry if this not the correct thread for this question.

Is there a way for you to cut the CC (still with charges to be paid) and continue to pay for it? Para lang no interest, late charges, etc.?

And can you use one card to pay for the other cards, para you will only pay one?

TIA!

[waychraych]

Sorry if this not the correct thread for this question.

Is there a way for you to cut the CC (still with charges to be paid) and continue to pay for it? Para lang no interest, late charges, etc.?

And can you use one card to pay for the other cards, para you will only pay one?

TIA!

I think what you're referring to is Balance Transfer.  It's when balances of your credit card A is transferred to credit card B with minimal interest I think. I'm just not sure if you can already cut credit card A if the balances are transferred to credit card B so you can use credit card B. personally, I haven't tried balance transfer but this is the closest I can think of on what you're asking.

[cupcakejane]

I'm wondering why citibank didn't give me e-gift for my payments at a hotel worth 10,000 naman?