Things you refuse to spend money on

[mrsdee]

I refuse to spend on:

1. Signature clothes, shoes, bags, make-up and anything vanity.
I was never into brands even if I will be able to afford it in the future.
I splurge when there's screaming SALE though. And when I mean SALE, I mean, 50-70% discounts. hehe.

2. Electronic gadgets.
When the touch screen technology first came out, I bought the most affordable touch screen phone for myself approx 5 years after. Now, I'm itching for an android phone but won't indulge until current phone breaks. Ipad? Iphone? Ipod? Idon'tgive a d*mn to them because I think it has become a status symbol.
And yes, I've lived this philosophy ever since I lost a phone so dear to me because it was a gift from my dad.

3. Premium car and car accessories.
My father is an invalid and it breaks my heart when I see him have a hard time being transported in public commute. That time it was a necessity but I bought a second hand car instead from a relative. I don't care if it's a '98 model as long as it can ferry my dad from one place to another. hehe.

4. Overpriced coffee. Fine dining.
I do my own coffee mix and I'm fine with it. The husband is fine too with 3-in-1's so why bother? And as for fine dining, I don't think I can have a satiated stomach if my pocket's the one deprived after. hehe.

5. Celebrations. Anniversaries. Occasions.
My own wedding was 60% DIY and we vowed to make "anytime" as a gift-giving time.

Wala na ako maisip. It's just the cheapskate in me/us talking. On the other hand, if gala ang pag-uusapan, go kami ni husband. It's the experience, memories and the bonding that one can't probably put a price tag on.

[candy_tone]

concert tickets

overnight stay hotel in manila  - it's just a waste of money when i can stay at home i might re-consider if it's an out of town trip

branded bag- i used to covet branded bags before when im still single  but now that im married i've become frugal i think twice before i spend

Latest cellphone / gadget model - why buy the latest model when im quite content with my Samsung mobile phone i would only replace it if my phone isnt working anymore. Got my Ipad2 as a gift from my hubby

brand new books - i buy my books second hand  usually bought from ebay or multiply sellers

jewelry - i wont spend my money on themwhen i got married bigay lang lahat ng jewelries ko hehe..

Rolex- i refuse to buy this brand kahit na may budget ako it's not practical kasi to wear a Rolex na pang everyday use more on pag may special occasion lang kaya i opted for Charriol na lang for me and my hubby (matching his and hers watch)

Spa treatments -

[mrs.S.]

Hair treatments DIY ako eh

Expensive make up, I dont wear a lot so hindi na ako bibili ng mahal

Buying a LOT of clothes, shoes and bags
 I like classic and staple pieces na I know magagamit ko for a long time.

Latest gadget , my phone is still not a smart phone , I dont need one since SAHM naman ako. As long as I can call and text okay lang. I have my IPAD2 naman to back up the technology my phone doesnt have

Buy Branded clothes or shoes for my son, kids grow up so fast so hindi rin nila magagamit pang long term.

Food na pwede naman ako ang mag prepare or magluto

Coffee kasi we brew our own tapos Starbucks din naman yung ground coffee ko. I also get a free cup everytime I buy the bag.

Expensive hotels, If I can find something that is cheaper, clean and safe dun na lang ako.

In general din I dont spend money on things that I know impractical for me or for my family. I try to be frugal para mas malaki yung maipon.

[curlygurl]

designer coffee - meron naman sa vendo sa office
fastfood and junkfood - super unhealthy, i bring baon to work instead kasi mas efficient dahil part ng food sa bahay
taxi fare - jeep,tricycle,pedicab is much cheaper..this is one of the reasons why i dont want to buy my first car,but my family needs it and driving is one of the skills i want to learn
hair treatments and facials - pwede [textspeak!] DIY..kaya ndi n rin ako ngpaparebond
gym memeberships - il just run around our area

willing to spend on:
house improvements
travel

[tsutsat]

Expensive slippers like havaiannas and ipanema. Kahit mahal pa yan, tsinelas pa din sila. Dami namang nabibiling Php 100 or Php 250 lang pero matibay at maganda na ang design. I even have bought a pair worth Php 250 sa department store but til now, makapal pa din and di pa nasisira.

[Ma.Jewel_1987]

i refuse to spend money sa mga gadgets lalo na yung high end, okay na sakin ang cheapipay na cp importante may pang text 

[izabelle]

gadgets! hindi kasi talaga ako mahilig.. pati sa mga cphones.. yung cp ko na N70, 5 years tinagal sa akin, ilan iphone na lumabas, keber ko lol nasira lang yung N70 ko kaya need palitan e.. pinalit ko pa pinaka cheap na version ng Blackberry basta pwede pang text at tawag oks na oks na sa akin.

mas gusto ko mag spend ng money sa mga pang matagalan na magagamit talaga plus hirap ng buhay ngayon importante na mag ipon. we are also paying for our own house kaya hindi pwedeng banat lang ng banat sa gastos. but sa baby ko hindi ko talaga sya tinitipid. lalo na sa mga basic needs nya like milk and yung pagiging comfortable nya. 24hrs naka bukas AC sa bahay namin. basta all necessities ng anak ko hindi pwedeng tipirin.

although guilty ako sa designer's bag because i have LV as gift sa sarili ko for all the hardwork for the past 3 YEARS! haha!

[serendipity02]

I refuse to spend on something na hinde ko naman talaga kelangan.. yung tipong luxury na..

[pinkk]

I refuse to spend money on boytoys.

[Amphitrite]

branded bags, shoes & clothes
- Di ko talaga ma-gets kung bakit may ladies' bag na more than 5k. Pinakamahal ko na bag ay 3k, pero netbook naman ang nilalagay ko so yung safety netbook ang binili ko hindi yung brand. I bought a pair of branded running shoes na 3k din, pero dahil mas nakakatakot ma-injure ang paa eh bumili na ako ng proper running shoes. Sa clothes naman, sobrang bilis ko mag-sawa sa damit kaya napa-impractical ang bumili ng mamahalin, saka kahit naman simple lang damit ko hindi naman ako artista na kailangan lagi naka-porma.

junk food
- Lalo na kung anak ko nagpapabili. Sayang na sa pera, pangit pa sa katawan.

gym membership
- Sa bahay may elliptical machine naman kami saka pwede naman sundan yung exercise videos sa YouTube.

make-up & brushes
- Basta makahanap ako ng right shade for me, pwede na yun. Saka nagtatanong ako sa make-up artist friend ko kung anong brand na mura ang maganda para sa skin ko.

atm fees
- Eto sobrang sayang kung withdraw ng withdraw kung saan-saan lalo na kung hindi same bank.

jewelry & expensive watch
- Since I was a kid, I'm not used to wearing jewelries. Malikot kasi ako, parang lalaki so kapag nasira o nawala pinapagalitan pa ako, kaya hindi na lang. Hanggang ngayon, kahit alukin ako ni hubby ng mamahalin na relo ayoko pa rin.

cosmetic surgery
- The heck with this! Super sayang sa pera, papalaguin ko na lang yung pera para sa anak namin magiging mas masaya pa ako.

expensive slippers (havs, ipanema, etc.)
- Sa isip ko, tsinelas pa rin yan. Ang bilis pa masira. Bumili man ako ng fitflop pero dahil naman yun may back problem ako saka almost one year na araw-araw ko suot hindi pa rin nasisira.

fake items sa tiangge
- Lalo na yung halatang-halata, mga LV, Chanel etc. Saka sa hitsura kong ito halata na fake ang dala ko kasi hindi naman ako mayaman talaga. Kaya binibili ko lang yung tama lang ang presyo para sa akin.

branded baby clothes & shoes
- Konting tumbling lang ng baby eh hindi na kasya yung damit at sapatos sa kanya. Nung baby pa anak namin, puro regalo ang mga damit nya, pambahay lang ang binili namin. Nung nagsisimula na siya maglakad saka lang kami bumili ng medyo mahal na shoes kasi takot kami na ma-aksidente yung binti at paa nya dahil semplang ang shoes.

liquor & cigarettes
- Hindi ako umiinom at hindi rin ako naninigarilyo. Back in highschool nung nagsisimula na mag-smoke ang ilan sa amin, I calculated the expenses of a smoker versus the amount of my allowance, ayun na-realize ko na hindi naman kailangan so hwag na. Sa liquor naman, konting tikim lang (sigruo dalawa higop lang) sa mga baso / bote ng friends tapos balik na ako sa non-alcoholic drink ko. Like junk food, sayang na pera, pangit pa sa katawan.

[mikelly]

Agency fees for helpers/maids - i have been getting helpers from agencies na di naman lahat tumagal sa amin.  I just ended up super magastos pati na din sa mga naging helpers namin na maluluho na din.  Ang laki ng natipid namin nung nawala sila, nawala rin sakit ng ulo ko.


Movie / Concert Tickets - I am not fond of going to movie houses kasi... mas prefer ko pa yung DVDs kasi pwede ko pa ulitin if I wanted to or just having a copy of that movie.  I would also rather have a wifi access so i can watch You Tube.  I am addicted to it.


Hair Treatments to Salons like Rebond etc.. - more of DIY kasi ako, I have no time to drop by to salons


Unbranded or not well-made clothing -  I see clothes as an expression of your mood / personality and people treats you the way you dressed up.  I prefer well-made clothes that will last longer than those from tiangges na ilang laba lang natatastas na yung tahi.  There are brands na pricey na kaya namang abutin especially kapag worthy naman yung quality.  This is more practical to me than having more cheaper ones na madali namang masira.


Accessories - I love accessories especially if they are given as a gift or token but I will not spend my own money just to buy one.  Sayang ang pera eh.  Mas prefer ko pa bumili ng toiletries especially body wash. =)


Luxury bags - having one is almost a 2 year tuition fee ng anak ko and it has the same function with other non-luxury ones.  I will still prefer well-made bags  with reasonable price.

Too much gadgets - redundant na kasi pag may touch-screen phone ka na, then may tablet pa, then may laptop pa....

[mikelly]

gadgets! hindi kasi talaga ako mahilig.. pati sa mga cphones.. yung cp ko na N70, 5 years tinagal sa akin, ilan iphone na lumabas, keber ko lol nasira lang yung N70 ko kaya need palitan e.. pinalit ko pa pinaka cheap na version ng Blackberry basta pwede pang text at tawag oks na oks na sa akin.

mas gusto ko mag spend ng money sa mga pang matagalan na magagamit talaga plus hirap ng buhay ngayon importante na mag ipon. we are also paying for our own house kaya hindi pwedeng banat lang ng banat sa gastos. but sa baby ko hindi ko talaga sya tinitipid. lalo na sa mga basic needs nya like milk and yung pagiging comfortable nya. 24hrs naka bukas AC sa bahay namin. basta all necessities ng anak ko hindi pwedeng tipirin.

although guilty ako sa designer's bag because i have LV as gift sa sarili ko for all the hardwork for the past 3 YEARS! haha!

for me ok na to izabelle.  Balanced naman preferences mo eh.  Well, having an LV bag will last longer and super longerrrrrr than having a latest cellphone na ilang years lang din naman sa yo... Sulit pa din naman. =)

[sarsingkit]

^a louis is forever 

i also dont regret buying expensive bag kasi laging isa lang naman ang bag ko for everyday, matagal ko na papalitan yun.

[whitestarrr]

^me too I'd rather spend my money on bags na good quality naman, timeless at pwede ipamana kesa gadgets na nasisira naman at nawawala din sa uso.

I don't spend din on hair treatments, VCO lang pwede na

Concert tickets, I can watch them on tv naman

Gym membership- may workout videos naman

[pinkk]

I wouldn't spend on a 3k coral charm bracelet even if my other half would buy it.

[katie_21]

*Branded clothes and other items like bags and shoes this year.
*Internet/DSL
*Jewelries
*Gadgets satisfied with my netbook & galaxy y phone
*Cab fares
*Expensive make-up

[thesoloist]

- iPhone
- manicure and pedicure, I can do my nails myself
- hair treatments like hair spa hot oil hair wax ( except sa hair coloring and rebonding), these don't last long and don't make a big difference to my hair.

[chinkee]

Books - I'm a bookworm pero never ako gumastos to buy a new book (except textbooks sa school or pangregalo  ) .. lahat ng books binibili ko ng 2nd hand or sa book fairs, ebay and other sites. Minsan tyagaan lang maghanap. Almost 50% din kasi ma-ssave tapos yung ibang books naman halos walang sira/as good as new.

Branded Clothes/Bags - We're in to "Ukay" business so dun ko halos nakukuha mga gamit ko hehe.. pero syempre nagsshopping din naman ako once in a while. :-) Anyway, since nakakakuha kami ng mga overruns and BNWOT na items in low prices edi okay na yun :-)

Gadgets - Upgrade lang talaga pag medyo napaglumaan na yung gamit. Siguro cellphone every 2/3 years ang palit then other gadgets hangga't di sira gamitin pa din.

[nahliana]

FASTFOOD - when I started working years ago, my salary was burned to FOOD! from 120 lbs, I ballooned to 136 lbs in two years. I started eating healthy; from 136 lbs, I trimmed down to 125 lbs in a year. I never looked back!

Hair / Face products - I used to buy different products just to try even if my current bottles are not yet consumed. I ended up not using them as it's not compatible with my hair or face. Now, I just stick to what works for me.

Cab - this is another salary burner. I'd ride a cab when I'm running late for work. I saved a lot when I opted to just walk and ride an FX / MRT.

[nicolelaloo]

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