Bank Equities

[soumy01]

ah ok.thanks mxhher

sis convenient talaga sa bpi eh, kahit pagredeem pwede online din.
pagnakapag apply ka na ng isang uitf fund,yung account number na yun yun na rin ang gamit mo pagopen ng ibang funds, online na lang rin.

pero pag mutual fund na (alfm) kaylangan apply ulit personally sa branch para sa new account number . kagabi magopen sana kami eh.kaso yun nga kaylangan pala ng bagong account number.so next time na lang si alfm.

[pinkberries]

i checked my bpi equity few minutes ago and I'm pleased to see the 11% growth. 

sis soumy01, is it possible to buy additional shares in one equity fund?  hindi sana yong rsp, ayoko ng regular purchase, mga twice a year lang sana mag add.   pwede ba yon?

[soumy01]

oo sis pwedeng hindi naka rsp. may option dun na ''subscribe'' , dun ka pwede bumili ng mga uitf. yung isang account din kasi namin hindi nakarsp,kapag may extra money lang kunwari unexpected bonus dun ang lagay.

yung rsp naman pwede mo naman yun i-amend, yung asawa ko kasi kahit nakarsp yung dalawang account , pag medyo malaki yung extra niya binabago niya yung amount. pwede rin baguhin yung date. basta unahan mo para hindi mag automatic withdraw.

[luranski]

@pinkberries

anytime... the certificates will be mailed to you... goodluck! 

[chefron]

someday i will invest sa uitf too 

hirap ng daming anak tas 1 lang nagwowork

[pinkberries]

thanks sis soumy01 and luranski!  ill try the subscribe option.

oo i received their certificates weeks after i opened an account and partially redeem.  ang certificates nila, parang fliers lang nila.  maliit.    i almost throw it...   almost.   

[anonymous09]

i'll be getting my certs next week! super excited. i got BDO Balanced Fund and BDO Equity Fund.

[pinkberries]

both bpi and bdo are doing great lately... my bpi equity has 14.45% gain in 2 months while bdo equity(eip) has 9% gain in 4 months.  not bad.   

how are your equities mga sis?  would you rather want to monitor it every month or only a few times in a year? 

[mameejhy]

Para sa may BDO UITF - Kelangan pa ba magsubmit ng 2 IDs kung may BDO savings account ka sa kanila? Thanks.

[Lei_Glee]

^sis, if you have a savings account no need na to give them pictures di nako hiningan when i invested in the uitf.

Mga sis,
Newbie lang din ako in investing uitf. I have a bdo fixed income fund. Okay naman performance ng uitf ko nato. Naginvest lang ko then i just let it be kinalimutan ko lang and was pleasantly surprised sa performance ng bdo uitf. Maganda perf nila.
I have a bpi sda din. May certificate ba ang sda?

[mameejhy]

^What about SSS ID, Passport etc?

[Lei_Glee]

^sis, hindi nako hiningan niyan but just to make sure bring mo na rin para di sayang ang punta mo sa bank.

[pinkberries]

^^As far as i could recall sis, ma-arte ang BDO, everytime you open an account with them, even if you have an existing savings account in that particular branch, they will still ask for a picture and 2 valid IDs. 
magdala ka na lang sis, para sure na makaopen ka. 


On the other hand, i experienced with BPI (province) naman na they didn't ask for a picture and IDs kahit wala akong savings account sa branch na yon.   Since may account na daw sa BPI (manila), pwede na.  Tiningnan lang ang ATM card and they let me sign the forms.   

[mameejhy]

Thanks sa inyo!

[pinkberries]

im pleased to see my bpi equity portfolio, it's 16.45% na.    may mga times na sobrang baba naman yan, at ngayon okay na ulit. 

kamusta kaya yong mga Equity with Mining as major fund allocation sa bank portfolio?  mataas din siguro. 

[soumy01]

^^ magalaw din sis, nung nag all-time high ang taas din ng gain  (especially nung nagkaroon ng news regarding gas find ng PX) , before nun ok ok lang.
mas maganda ang performance ngayun nung mga bank and property ang major allocation.

[eischied_21]

Planning to invest at bpi equity fund and enroll it to RSP.  I chose bpi because its very convenient for me and i can do all transactions online. Nun nagaapply na ako online bat may nakalagay dun na frequency duration and there's an option between monthly and quarterly. I was thinking na you are required to top up your initial investment (ie in my case bpi odyssey equity) monthly or quarterly. Ganito ba yun mga sis?

If ever kasi ayokong magadd or topup dun sa initial investment ko kasi hindi ko naman masasabi na everytime may money ako. I hope someone who has investment from bpi can answer may question. Sorry newbie investor here. Thank you sisses.

[mxherr5]

First off, that's the whole reason for enrolling in
BPI's RSP. So you don't need to invest manually.
It just auto debits your account.

With BDO's equivalent program called EIP,
if you do not have enough money in your
account, then the debit would not take
place.

I would imagine, that's also what BPI's
RSP would do. Eh ano gagawin nila kung
ala ka pera sa account diba? Eh di, wala 

[eischied_21]

^sis mxherr5, so the frequency (ie monthly and quarterly) is auto-debit? and that also means na I'm also required to add/topup my initial investment based from the frequency I choose? Sorry stupid question.

[pinkberries]

^Yes sis.  If you choose monthly, they will auto debit your account monthly also.    RSP means Regular Subscription Plan. 

You can enroll din naman sis ng BPI Equity without RSP, so you can add units when the price is lower or when you have your bonuses.