HMO Maternity Coverage

[chrisann]

buti pa ibang mga sisses natin covered ng HMO pati delivery. *inggit* intellicare HMO namin pero consultation and 1 ultrasound lang ang covered.

[Mencie]

My company's hmo s maxicare and covers pre/post natal and delivery up to 150k. I had no cash out for my hospital stay (cardinal santos) but had to cover my OB's pf as she is not maxicare accredited, i was able to claim 15k. It's the same for male employees and their wives

hi khriseeee

ano company mo? makapag apply nga dyan lol

[mafiapenguins]

oo sis, anong company yan? sa amin, maxicare rin, pero pre/post natal consultation lang ang covered tapos may limit na 5K yung lab and work up.

[nikki]

@sis khrisee, parang alam Ko Kung anong company yan

[chrisann]

^ parang alam ko din sis. iilan lang companies na covered lahat ng maxicare.

[khriseeee]

hahaha PM me if you really want to know

[khriseeee]

Another company that covers full maternity is HSBC and from what I understood - no restrictions. You can even give birth at St. Luke's and they will cover. That was about 7 years ago when I was fresh out of college. Hopefully they haven't changed.

[celica]

My husband works with BDO and wanted to get an extension for Intellicare. Good thing we asked first because Intellicare will only provide free consultation. Rooms, ultrasounds, and other pre & post-natal processes will not be covered.

[Mencie]

 Before I was with sitel year 2008 they're with maxicare. I got 40k from maxicare for normal delivery and for CS it was 60k. And I gave birth at medical city. I avail for they're package

[Princess_Chill]

saamin intellicare e...14 check ups lang ang covered nila

[serendipity02]

I have maxicare.. 30k pag normal at 40k pag CS ang covered nila..

[mafiapenguins]

sabi sa LOA ko, maternity not covered, so i guess check ups lang. pwede ko kayang ipetition na isama yung maternity sa coverage namin?

[anne29]

My company's hmo s maxicare and covers pre/post natal and delivery up to 150k. I had no cash out for my hospital stay (cardinal santos) but had to cover my OB's pf as she is not maxicare accredited, i was able to claim 15k. It's the same for male employees and their wives

I sis, maxicare din ang hmo namin... platinum ang card namin pero not sure kung up to 150K din ang covers nun... pero covered ang lahat ng check ups ko since day 1 and 1st ultrasound except for succeeding labs... sa capitol medical center ako manganganak may i-cash out pa din kaya ako?? thanks!

[marssie]

Hay, ako naman covered din ng insurance namin sa company ang maternity ko, pre/post natal kasama pati mga vitamins, abroad or sa pinas ako manganak up to $7,200 ang panganganak, separate pa yung monthly checkups,kaya nga nanghihinayang ako tumigil sa work hangang sa makapanganak lang sana ako, may gov't hospital din dito halos free pero gusto ko sanang matry naman makapanganak sa private and luxurious na hospital kaya nanghihinayang ako talaga mawalan ng health card.

sabi sa LOA ko, maternity not covered, so i guess check ups lang. pwede ko kayang ipetition na isama yung maternity sa coverage namin?

Di ko sure policy ng insurance sa pinas sis, pero sa previous company ko, wala din maternity,nagtanong ako sa insurance ang sagot sa akin, di daw pwede ng ako lang,kung papadagdag daw maternity dapat buong policy ang babaguhin so lahat ng babae sa company makocover din ang maternity, wala daw separate add-ons for individual insured member.

[betsyness]

Intellicare din kami, 75k coverage. not bad na, dati intellicare din sa previous employer ko e,  check ups lang covered

[vainwriter]

Hi! Is there a card that covers maternity costs under non-corporate plans? how long is the waiting period before you can use it for delivery?

[mafiapenguins]

hello po mga kapatid... matagal-tagal din akong nanahimik...

anyway, just learned po, sa amin, ang coverage namin is pre- and post natal consultations up to ABL tapos up to 5K sa lab...

[Adam1025]

I used to work in HSBC pero officer level that's why wala ako HMO but instead lahat ng medical expenses reimbursable and ang maternity benefits as simple as libre lahat kahit saan hospital mo gusto manganak though di ko nagamit since single pa ako that time I think letter of guarantee lang from the company ang kelangan.

[tabularasa08]

intellicare din ang hmo ng company namin and yung maternity benefit, covered ang check ups, lab tests and delivery up to 150K. pero pwede lang sya dun sa first four children mo, which is super okay pa din. 

[_AiaH_]

^ what company yan sis? very nice naman sila to cover that much