Author Topic: Emergency Fund (Read 132368 times)

GuardianDC · « **Reply #40 on:** November 27, 2010, 01:37:22 pm »

Blog Contest: What are your top 3 money goals in 2011?

orangerain · « **Reply #41 on:** November 29, 2010, 08:16:02 am »

Hello girls! Ako gusto ko rin ng emergency fund, but I don't know where to start. Hindi ko kasi ma-budget budget ang pera ko OR something always comes up kaya nagagalaw ko ang for savings dapat.

m_lim · « **Reply #42 on:** November 29, 2010, 08:11:21 pm »

^thats why you have to treat your savings as an expense.

hazedhaze · « **Reply #43 on:** December 11, 2010, 11:27:30 am »

^^Don't think of it as you can't start from anywhere. Conscious decision siya sis to save.

Umpisahan mo even in small staggered amounts. Tandaan, big things come from humble beginnings. Chos. =D

-munchkins12- · « **Reply #44 on:** December 11, 2010, 12:06:51 pm »

Quote from: orangerain on November 29, 2010, 08:16:02 am

Hello girls! Ako gusto ko rin ng emergency fund, but I don't know where to start. Hindi ko kasi ma-budget budget ang pera ko OR something always comes up kaya nagagalaw ko ang for savings dapat.

I agree with m-lim. Aside from treating savings as an expense. It takes discipline also.

showermist · « **Reply #45 on:** December 23, 2010, 07:22:29 am »

Quote from: orangerain on November 29, 2010, 08:16:02 am

Hello girls! Ako gusto ko rin ng emergency fund, but I don't know where to start. Hindi ko kasi ma-budget budget ang pera ko OR something always comes up kaya nagagalaw ko ang for savings dapat.

if you want to start an emergency savings/fund. start now. it doesn't matter if you can't buy that P100 coffee. mas importante ang e-fund. hindi baleng dika makakuha ng car ngayon, mas importante ang e-fund. take thatreasoning. because if you don't start now, if you don't force yourself to start--aabutin ka ng taon bago ka pa makapagstart. madaming rason para hindi ka makapagstart.

so if you're really serious about saving for an emergency fund, do it now.

goodluck

ms. independent · « **Reply #46 on:** January 05, 2011, 11:24:53 pm »

this is such an inspiring thread. lalo na simula ng taon.. =) ako, i plan to buy piggy banks. for EF, Stress fund, travel fund, shopping fund... lol basta iba-iba. para nababudget ko. pag malaki na, ioopen ko ng kanya-kanya bank account. para mas mahirap abutin. and as much as possible yung bank book at hindi atm para mas lalo mahirap abutin.

twelvth_goddess · « **Reply #47 on:** January 06, 2011, 01:37:19 am »

We have 2 savings accounts; 1 for our daughter and 1 for us. Our joint account serves as an emergency fund. I also have my own savings account for when I need to do emergency purchases hehe

The thing with saving is that you dont need to start out big. Start with what you can afford to save kahit pa 500 or 100 per payday lang yan. My golden rule is that I live within my means. I love to shop but I buy those that I can afford and I dont sacrifice anything on my budget especially the portions that would go to our savings.

showermist · « **Reply #48 on:** January 06, 2011, 05:20:05 am »

Quote from: ms. independent on January 05, 2011, 11:24:53 pm

this is such an inspiring thread. lalo na simula ng taon.. =) ako, i plan to buy piggy banks. for EF, Stress fund, travel fund, shopping fund... lol basta iba-iba. para nababudget ko. pag malaki na, ioopen ko ng kanya-kanya bank account. para mas mahirap abutin. and as much as possible yung bank book at hindi atm para mas lalo mahirap abutin.

why not do it automatic nalang sis? it's easier. and less tempting. hehe

serendipity02 · « **Reply #49 on:** January 06, 2011, 05:24:57 am »

pa join ako mga sis

I am so fund of pagiipon, in fact, part ng expense ko ang savings ko..
my 3 akong atm na hinuhulugan every pay day,other than my piggybank sa bahay..
adik kasi ako mag-ipon hehe

twelvth_goddess · « **Reply #50 on:** January 06, 2011, 05:53:07 pm »

^Mabuti na ma-addict mag-ipon kase at least you can rest easy knowing you have something to back you up

ms. independent · « **Reply #51 on:** January 06, 2011, 08:05:46 pm »

Quote from: showermist on January 06, 2011, 05:20:05 am

why not do it automatic nalang sis? it's easier. and less tempting. hehe

as much as i want to put it in a bank agad i dunno kase kung how much magopen ng bank accounts other than bdo and bpi na 2k and 3K ang maintaining respectively. eh kung madami ako paglalaanan, di ko carry ang ganun biglaan kalaki amount.

betty · « **Reply #52 on:** January 06, 2011, 08:06:56 pm »

city state savings bank 500 lang opening

ms. independent · « **Reply #53 on:** January 06, 2011, 11:17:58 pm »

^ thank you. i've checked their site but unfortunately limited pa yung branches nila and i happen to live in laguna.

kaiz · « **Reply #54 on:** January 07, 2011, 03:11:47 am »

^landbank 500 lang din ata

ms. independent · « **Reply #55 on:** January 07, 2011, 03:24:33 am »

meron na ko nakita. =) BPI savings. no initial dep, 500 ADB, 500 maintaining bal, 1.375% interest pa. great deal considering that i'm just looking for a savings account were i can keep my money away from me and its earning pa. higher than the other banks i think.

justineo · « **Reply #56 on:** January 13, 2011, 12:17:45 pm »

^hi sis! BPInoy savings po ba yung sa BPI without maintaining? Pang-remittance ata sya sis?

ms. independent · « **Reply #57 on:** January 14, 2011, 12:06:42 am »

^ hi sis! meron din sila for remittances pero yung kinuha ko savings lang talaga..

justineo · « **Reply #58 on:** January 15, 2011, 05:14:27 pm »

^talaga sis? Pano mag-aaply? 2 valid ID's and picture lang? Gusto ko sana yung walang maintaining hehe. Thanks for sharing, sis!

shinta · « **Reply #59 on:** January 16, 2011, 01:16:13 pm »

may emergency fund thread pala. yung emergency fund namin di pa abot sa 6 months worth of our salaries. but at least it's a start.

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Author Topic: Emergency Fund (Read 132368 times)

GuardianDC

orangerain

m_lim

hazedhaze

-munchkins12-

showermist

ms. independent

twelvth_goddess

showermist

serendipity02

twelvth_goddess

ms. independent

betty

ms. independent

kaiz

ms. independent

justineo

ms. independent

justineo

shinta

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