How much is your net worth?

[superbubly]

dishes lang yung carry ko, sa baking palpak ako eh noon nag try ako sa mga classmate na ibenta yung dishes ko, pero minsan lang. paano ba mag start? gustong gusto ko talaga eh, may ipon ako pero gusto ko malaman muna paano ako mag start mahirap na baka pag nag start tapos walang alam paano mag start eh malugi ng walang saysay, okay lang malugi basta alam ko yung dahilan.

[mameejhy]

^sis, may sub forum dito re entrepreneurship...

[superbubly]

thanks sis, sorry wrong category ako, na excite lang kasi ako, tagal na kasi ako naghahanap ng mga ideas. Thanks 

[beach]

Age: 30
Net Worth: around 1.6M

I started saving last year lang... after I realized that I have been working for a couple of years na and wala pa din akong masyadong savings... Lumalaki ang sweldo ko pero di naman lumalaki ang savings ko.

I did the automatic savings ng BPI, got into the stock market, did some online selling on the side... and I saw my money start to grow...

Also, I became serious with tithing... and made sure that I gave 10% minimum sa church monthly... ngayon 12% na kasi ang dami blessings ni Lord binigay sa akin last year... It really is true... the more you give, the more you receive.

Goal ko this year is to get a BPI Oddysey Plan or join a mutual fund... Kaya I am raising money ulit for that.

[mameejhy]

^SIs, you could open a mutual fund account with only 5k

[beach]

Yeah... kaya lang may friend kasi ako na taga BPI and she was advertising the Oddysey Fund... 500K kasi yun to join.. meron din isa pang fund na 100K to join kaya lang may management fee of 1.5% ata.

Anong mutual fund ang ma-recommend mo na low ang starting and not so expensive service fees?

[mameejhy]

^FAMI. All their mutual funds have 5k opening fee 1k top up.

eto link sa forum http://www.femalenetwork.com/girltalk/index.php/topic,249787.0.html

[sachism]

Yeah... kaya lang may friend kasi ako na taga BPI and she was advertising the Oddysey Fund... 500K kasi yun to join.. meron din isa pang fund na 100K to join kaya lang may management fee of 1.5% ata.

Anong mutual fund ang ma-recommend mo na low ang starting and not so expensive service fees?

which odyssey sis? kasi high conviction for one only has 10,000 minimum.

there are other BPI MF and UITF who also have 10,000 minimum/starting

[sachism]

^ sis, there are more discussions here. OT na kasi dito.

http://www.femalenetwork.com/girltalk/index.php/topic,249787.0.html

[chic_clothes]

nahirapan din ako maglagay nito sa saln ko..kaylangan din kase isama jewelries and other things eh..pero ang savings ko lang is 135k pero lumaki na to coz nung di pa ko nakuhanan ng wallet sa duty free super gastador ako..nasimot yung 50k ko sa atm and nagamit pa yung cc ko worth 16k nung kinuha wallet ko sa bag, im bot expecting na meron din pala mga m**nanakaw sa duty free..

[sachism]

ang mga mapagsamantalang tao sis ay talgang nagkalat na ngayon

[chic_clothes]

correct sisi..kase kahit pala di galing abroad pwede makapasok sa duty free..di pala dapat talaga maging kampante kahit san lugar

[oceana]

napaisip tuloy ako sa thread na to:) lets just say 100T pa lang, and im already 34 yrs old, maliit kung icocompare sa iba, pinag aral ko kasi sarili ko for another course e, napaisip tuloy akong mag invest sa stock market para lalong lumaki ang problema di ako marunong:( gusto ko ring mag business kaya lang di ako matapang mag take ng risk, iniisip ko ring magtaya na lang ng lotto, bingo atibpa  bka manalo    nakaka inspire tong thread na to na nakakapanghina ng loob kung icocompare mo talaga sarili mo.

[msals2007]

i've been working for almost 15 years and sadly, sobrang liit lang ng networth ko. kaya lang naman positive ang networth ko due to a small residential property na nabili ko when i was still single and also a small pension plan and educational plans also for my kids (not sure though kung kasama pa ba yun sa networth ko). But in terms of cash, sobrang liit, lower 5 figures lang invested sa FAMI. Mas madami pa din ang payables. Salary is really kulang for all the expenses. Whenever i meet some of my closest friends, I feel poor talaga. Though happy naman ako for their good fortune pero para kasing nahihighlight na financially, i'm really behind. One friend is earning thousand and thousand of dollars per month as an OFW and another naman is Philippine based pero earning hundreds and hundreds of pesos per month as a top executive handling operations in several countries. I really want to be debt free and eventually increased my networth just like most of the gtalkers here.

[joban99]

msals2007, dont worry about your net worth too much sis. Having lots of money or financial success or a high net worth is only part of the measuring stick when looking at a person's  success. Mukhang successful ka naman as a mom as you have financial plans for your kids na. Alot of people who have lots of money are empty and depleted in other areas such as family, love, religion, etc.. Kasi puro pera lang ang iniisip nila. Syempre its good to have lots of money and financial goals, but more importantly, we should be balanced people para truly successful tayo. Dont think talo ka or lamang sila, be happy and content kasi youre very blessed in other ways. Once you think this way, youll be content and maybe the money will suddenly come as your outlook is different na. Again my point is eventhough a person is not so high in regards to their net worth, doesnt mean they have no worth. Malakas ang worth nila in different areas and this balances them out and makes them a very worthy individual.

[msals2007]

thanks sis joban99 for the very uplifting words. I really consider myself very rich when it comes to having a happy, healthy family but it won't harm to be financially rich also, hehe.  really, really appreciate the comforting and encouraging words.

[innocent_beauty]

ako ? wala! si hubby meron..si hubby may lupa sa davao na may taniman althou di ko pa nakikita at sya din pero someone who is taking care of it..kc andito kami naka base sa abroad..pwede si hubby nalang? hehehhe ako kc zero eh..dahil I am taking care of my kids pa kc elem pa sila at may kinder pa ako kaya di pa maka pag trabaho at maka pag ipon..si hubby net ya 1 year is 55 k dollars, then yung profit sharing nya thousand bucks din pero confidencial.

[iamlonelytoes]

reading from beginning to end ay natawa na lang ako sa sarili ko...

college undersraduate ako and jobless with a baby boy. kaunting kaunti lang ang cash ko currently dahil jobless nga. walang bank accounts and all.

at 24 years old networth ko ay 500k. our house is worth 500k and i share it with my sister so 250k plus we have a 5 hectare land worth 800k devided by 3 kami namagkakapatid so 266k. round off na lang sa 500k.

natawa talaga ako dahil inheritance kasi namin yan lahat from my mama. plus next month darating insurance money nya so probably networth ko will be 800k na.

pero wala akung pera ngayun. kaya ako natatawa.!!
 

[Prunella]

Me and my husband, about 40M and still working hard(er). We didn't save much the past 4 years, sadly. We're in our 30s.

[bubblepop]

.,matagal ko ng nababasa ang thread na to very inspiring talaga, may goal ako after one year magpo post ulit ako dito and i will work very hard and hubby para ma reach yung goal namin.,hehe

assets                           car( bigay ng inlaws worth 1M)
                                    house (18M 20 years to pay so liabilities siya)
                                    may lot sa pinas worth 200k liit lang so nakakahiya negative pa kami
money sa bank zero(hahaha)start palang kase ako work tsaka malaki nagastos ni hubby pagkuha samin dito,nahiya naman ako,huhuhu