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thanks sis mommyni8! :-)sis juicy - sis nasa 3.5M siya (negotiable naman daw). Bale 3M daw appraise value nun sa bank that's why medyo nagustuhan namin. Kaso bakit kaya 3.5M binebenta? Laki naman ata patong ng broker. LOL! Anyway, materials, engineering, location...ok siya samin. Meron pa isang townhouse, yung 2nd choice namin - nasa 3M lang. Kaso ang nakakapagtaka, ang appraise value lang ata niya is 1.5M. So di ko maintindihan bakit 3M siya binebenta where in fact 1.5M lang siya na-appraise ng bank. So bale, 1.5M din daw ang DP sabi ng broker. Di siya realistic kase kung ganun din lang, di sana lot na lang hinahanap namin then nagpatayo na lang kame ng house. Baka mas makatipid pa di ba?