Bank Account ni Baby.

[lclanzaderas]

^sis, wala na kong ibang na-try kundi yun.  na-redeem ko na din kasi nagpagawa kami ng bahay.

[fearich]

Mga sis question po:

Gusto sana ng sister ko i-open account son niya ng BDO's JSC kaya lang nasa abroad sya e, pwede ba ako mag-open account for my nephew? at need pa rin ba birth certificate and id ng sister ko? thanks po.

Depende po yan sa branch ng BDO kung ano mga requirements nila at kung anong age na yung bata kasi ako nga yung anak ng sis inlaw ko ako rin nagpaopen account school i.d lang at picture ang requirements pero depende rin kasi sa branch kasi na try namin before sa ibang branch ng bdo ang daming rekobitos my parents consent, barangay clearance with seal pa at purpose. 

[prettysherry]

^sis over naman yang bdo branch na yan! Good thing dun as branch ng bod nearest as Amin hindi naman ganyan. I opened an account for my baby din with bdo and they only asked for his birth cert & our marriage cert.

Anyway, we also got our baby a plan with Insular. We got him the I-Sure 10 plan. I got the same thing din kasi so I chose that one for my baby.

@lclanzaderas - sis nice idea to create that account for your child. It's true na bigger and faster talaga mag grow ang money in stocks than in deposits. Prob Ko Lang is I'm not well versed in doing that e but I know my hubby invests a little but he does it through his friend. I guess it's time for me to educate myself on that. Any tips sis on how to start or any good sites I can go to? TIA.

[marssie]

Mas madali at convenient mag-ipon kung meron online access sa bank accounts. Kami kasi ni hubby may joint account sa BDO, tapos meron din savings account anak namin. We scheduled a monthly transfer from our account to our son's account, automatic yun. Ngayon medyo malaki na yung savings ng anak namin, kasi hindi namin napapansin yung monthly transfer.

May ganito rin kami sa bdo then sa mbtc may 2 savings account din son ko, isang peso at isang dollar account. Both bdo at mbtc kasi ngreremit kc for savings, so monthly paunti unti ngtatransfer nalang ako sa account ng son ko, para kasing nasstress ako kung each account ang hinuhulugan ko, aside from sayang yung remittance fee at bank charges.

[swt_fem]

Matagal ko na balak mag open ng bank account for my 22-month old son. Yung monetary gifts nya nakatabi lang sa drawer namin. Puro kasi mga bagong Philippine peso bills, kinolekta namin lahat ng denominations. Eh nung time na yun madalang pa yung bagong bills kaya nanghinayang ako i-deposit.

Sa mga nabasa ko dito, parang ok ang BDO JSC. Mag open na ako ng bank account for him next month. :-)

[sassyrosel]

i'm planning to open an account for my eldest, she's 7 y/o, sa Metrobank (FUN SAVERS CLUB). Aside sa pwede akong magtrasfer ng funds automatically online from my bank (Chinabank), marami syang perks; P50,000 educational trust fund, FREE personal accident insurance, and etc.

[mameejhy]

lclanzaderas - Dapat siguro nag ITF ako sa COL account ko. Ano yun, for the kid's tuition fees or like ibibigay mo sa kanya pag graduate nya ng college? Iniisip ko kasi eh hindi ko inilagay under the kids names pero my stocks are for them talaga. Like ALI is for child#1, BDO is for child#2 and FPH for child#3 - for their college tuition fees sana.

Ask ko [textspeak!] po,... sa dami kasi ng pede parang mahirap magdecide kung ano ang mas ok,.... bank account? citiseconline? mutual fund (mukhng malaki ang required amount dito to open)?

sis ano mga opinyon nyo? TIA

sis ang dami mo pala natry na.. buti namamaintain mo lahat yan.. hehe.. so far ano ang pinka ok sayo n mutual fund? TIA

5k ang minimum sa FAMI mutual fund Sya ang top 1 mutual fund sa ngayon

http://www.fami.com.ph/

@lclanzaderas - sis nice idea to create that account for your child. It's true na bigger and faster talaga mag grow ang money in stocks than in deposits. Prob Ko Lang is I'm not well versed in doing that e but I know my hubby invests a little but he does it through his friend. I guess it's time for me to educate myself on that. Any tips sis on how to start or any good sites I can go to? TIA.

Makikisagot ako ha?

Gtalk new thread re stocks http://www.femalenetwork.com/girltalk/index.php/topic,263124.0.html

Gtalk old thread re stocks http://www.femalenetwork.com/girltalk/index.php/topic,259067.580.html

[ysabelsmom]

Prulife UK Investment-linked plan for my daughter. it's life insurance with a savings component. i had it customized na when she reaches college, she'll have money which she could withdraw form the plan's savings and still may matitira pa din for future use. great plan and i totally recommend it.

[ladykristinn]

I need to backread this thread. We are based here in Japan kaso sobrang baba ng interest rates sa bank kaya balak ko pag uwi ng Pinas (hopefully) next year is mai open sya ng bank account or mas maganda ma i invest ang pera nya. Syempre gusto kong maiwasan iyong biglang mawawala na lang ang pera nya and all that (katulad doon sa Legacy)...

[ysabelsmom]

^sis nice idea to create that account for your child. It's true na bigger and faster talaga mag grow ang money in stocks than in deposits. Prob Ko Lang is I'm not well versed in doing that e but I know my hubby invests a little but he does it through his friend. I guess it's time for me to educate myself on that. Any tips sis on how to start or any good sites I can go to? TIA.

i can refer you sis sa financial advisor ko to help you with investment options.

[CebuGem]

I don't have a separate account in her name. I save for her. Maybe when she's older, I'll open a TD account for her.

[li1029]

Yung sa metrobank po, may atm po ba?

[shieldmaidenofRohan]

OK kaya mag open ng BPI Maxi Saver for baby? Anyone tried this? May age limit kaya? Plan ko kasi ienroll si baby sa Kumon. Para hindi masyado mabigat sa bulsa when she's older na. 2 months palang sya ngayon.

[wintersolstice]

BDO's JSC for our baby. Dun lahat nakalagay money gifts niya from binyag to birthday.

[jenger109]

Bdo jr account for my kids..

[ladykristinn]

Finally natapos din akong mag backread.  I plan din to put her money in multiple areas hindi nasa iisang bank lang. Para kung may mangyari man sa isa is may pagkukunan pa rin sya. So gusto ko syang i open ng savings account pero mababa ang rates kaya titingnan ko pa sino ang okay ang rate either sa bank or sa cooperative. Gusto ko rin syang kunan ng TD. Sa nabasa ko parang sa Chinabank okay ang interest rates for TD. Napapaisip din ako sa Sun Life, PAMI, Citiseconline at bonds. Kailangan ko munang i educate ang sarili ko with Stocks trading

[ayami]

Yung son namin may Sun Life na Educational Plan. Kinuha ng mom-in-law ko yun as a gift to all her apos kasi. First 5 years siya magbabayad then kami na magtutuloy. Kaigihan dun, we could transfer money anytime thru our BPI accounts kung may savings kami ni hubby per month.

Aside from Sun Life, ginawan din namin siya ng easily withdrawable na account thru Metrobank Fun Saver's Club. May malapit kasing branch sa subdivision namin na bagong bukas. Mom ko naman naghuhulog dun and yung natitira sa monthly allowance namin para sa anak namin. Dun din napupunta ang cash gifts pag birthdays and Christmas.

[theshopaholicprincess]

After 1 month we opened him BDO junior savings. By the time na mag seven years old na sya pwede na nya manage. Plan kasi namin dun sa account nya na every month huhulugan namin ni hubby para may ipon na si baby paglaki nya. Then yung mga bigay sa kanya na money ng mga relatives dun din namin ipapasok.

[fairywinkle79122]

may Bank Account ba na pwede mag share kami ng 2 yr old daughter ko?

[kissyko]

hi mga sis..
bdo jr ba okay sis magsave for baby?
how much kaya maintaining balance??
iniipon ko rin mga pera nya since binyag, christmas, birthday..