Author Topic: rent or owned bahay nyo? (Read 166022 times)

Viridian · « **Reply #500 on:** January 04, 2012, 11:00:11 am »

Owned

babyphat · « **Reply #501 on:** January 15, 2012, 06:03:33 pm »

rent pa lang

praise164 · « **Reply #502 on:** January 15, 2012, 08:46:07 pm »

rent....

bluewinkle · « **Reply #503 on:** January 17, 2012, 04:13:56 pm »

Under mortgage

But currently living with my mother-in-law.

ri-anne · « **Reply #504 on:** January 23, 2012, 11:43:55 pm »

currently still at our rented flat kasi mag-eend pa ang contract end of april.... then we'll be moving to our own flat na, thank You Lord...so while we still haven't moved yet, aayusin na muna namin yung place, repaint the walls, buy new furnitures, etc...

hyder0926 · « **Reply #505 on:** February 01, 2012, 03:15:48 pm »

we are currently living with my inlaws.. on the insistence of my my [textspeak!]. we are hoping to have a place of our own now. my [textspeak!] has told my oldest SIL that he plans to give us our share in their property near bulacan. i hope we can build a house here in the near future.

katie1803 · « **Reply #506 on:** February 03, 2012, 11:44:41 am »

rent. plan ko pa lang bumili ng own house and lot. hirap lang maghanap.

beatrize zuri · « **Reply #507 on:** February 05, 2012, 12:40:17 am »

owned

cldy_1981 · « **Reply #508 on:** February 10, 2012, 11:17:29 am »

We were previously renting a condo at Fort and we thought na sayang yung monthly namin kasi pwede na syang pang hulog sa mortgage ng house which will be under our name, so husband & I decided to purchase a townhouse which we are still paying for at this time.

So semi-owned (haha!)

con0120 · « **Reply #509 on:** February 10, 2012, 11:50:26 am »

hi sis. san kayo ngpurchase ng townhouse?

cldy_1981 · « **Reply #510 on:** February 10, 2012, 02:35:47 pm »

^ Hi sis! the husband and I lucked out eh, we were able to purchase a townhouse that's newly renovated in Valle Verde.

Saang area ka ba naghahanap if you don't mind me asking, baka may ma-refer ako sayo since kakalipat lang namin and meron pa akong list ng brokers and properties na tiningnan namin if you like.

PrincessC · « **Reply #511 on:** February 10, 2012, 02:59:24 pm »

semi-owned kasi binabayaran pa namin yung housing loan.

nicoletta · « **Reply #512 on:** February 11, 2012, 12:06:28 pm »

I stay with my parents now pero I just made a Downpayment for a townhouse.

sweetbabycakes · « **Reply #513 on:** February 16, 2012, 11:34:49 am »

magiging mortgage owner na soon, so on the way to owning...

Meg_Janecek · « **Reply #514 on:** March 03, 2012, 08:10:00 pm »

owned

kahit nung nakatira pa ako sa parents ko owned yung bahay namin, kaya ngayong nagasawa na ako sinikap ko makumbinsi si hubby na mas practical ang bumili ng bahay kesa mag rent

mas mahirap kasi pag nagrerent. IMHO pag rent kasi talo ka kasi bayad ka lang ng bayad sa bahay na hindi magiging sayo unless rent to own ang contract nyo, mas pabor ako dun

cherubin · « **Reply #515 on:** March 03, 2012, 11:10:32 pm »

nag house mortgage kami under equitable but since binili na sya ng bdo kaya kay bdo na kami nagbabayd ng MA. last feb. 29 supposed to be our last MA, but we advance the payment and naka-discount din kami,from 21,399,we only paid 18,041 for a 1month advance payment.
am so hapi na finally after 5 yrs natapos na din namin bayaran ang aming house mortgage but
hindi pa pala dun nagtatapos, aabutin ng 75thou ang pag transfer ng title,
realty tax and business tax 25thou na,yung gastos pa sa BIR na doc stamp and transfer tax plus yung sa registry of deeds pa.
nakaka-lungkot,ang dami dapat bayaran sa government para mapa-sayo ang bahay na binili mo,
kaya ang daming illegal settlers sa pinas eh

patchuchai · « **Reply #516 on:** March 04, 2012, 12:40:32 pm »

Quote from: cherubin on March 03, 2012, 11:10:32 pm

nag house mortgage kami under equitable but since binili na sya ng bdo kaya kay bdo na kami nagbabayd ng MA. last feb. 29 supposed to be our last MA, but we advance the payment and naka-discount din kami,from 21,399,we only paid 18,041 for a 1month advance payment.
am so hapi na finally after 5 yrs natapos na din namin bayaran ang aming house mortgage but
hindi pa pala dun nagtatapos, aabutin ng 75thou ang pag transfer ng title,
realty tax and business tax 25thou na,yung gastos pa sa BIR na doc stamp and transfer tax plus yung sa registry of deeds pa.
nakaka-lungkot,ang dami dapat bayaran sa government para mapa-sayo ang bahay na binili mo,
kaya ang daming illegal settlers sa pinas eh

hi sis! correct ka diyan, akala ng marami after you fully paid the house and lot tapos na. kung gusto mong makuha titulo ang laki pa ng babayaran mo, mabuti na lang samin 2006 sinabay na sa full house payment ang titulo, 25k nagastos namin. eto magbabayad pa kami ng yearly amilyar.

Meg_Janecek · « **Reply #517 on:** March 04, 2012, 06:38:31 pm »

^di pa pala kasali sa "package" un? i thought pag binili mo yung property, si seller / developer ang bahala maglipat ng title under your name at their own expense. di pa pala included yunf fee nun?

Meg_Janecek · « **Reply #518 on:** March 04, 2012, 06:40:51 pm »

^^ yes sis once nasa name mo na yung titulo ikaw na magbabayad ng yearly amilyar nyan

cherubin · « **Reply #519 on:** March 05, 2012, 08:27:20 am »

@sis patutchai: mabuti ka pa sis tapos na. kami kasi still waiting for the release of our CAR from the BIR
and then last stop ang registry of deeds. magastos grabe.

@sis meg_janecek: up to 6% lang ang sagot ng seller which is in our case is the BDO,
the rest sagot na ng buyer, so if you bought 2million house and lot
more or less 4% ng total contract price ang babayaran mo pa after your
last monthly amortization. ganon yung nasa contract to sell namin.

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Author Topic: rent or owned bahay nyo? (Read 166022 times)

Viridian

babyphat

praise164

bluewinkle

ri-anne

hyder0926

katie1803

beatrize zuri

cldy_1981

con0120

cldy_1981

PrincessC

nicoletta

sweetbabycakes

Meg_Janecek

cherubin

patchuchai

Meg_Janecek

Meg_Janecek

cherubin

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