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A personal loan is money borrowed from banks and other lending institutions that can be used for whatever need you may have. Many personal loans don't need collaterals, and, as with every loan type, are paid in installments compounded by interest.

If you're in need of extra cash and are looking to borrow, try calculating for how much you'll be paying based on the current interest rates of the banks below. Whether or not you decide to transact with one of these institutions, you'll at least have an idea of how much you'll need to budget on a monthly basis.

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