What Is Your Monthly Budget?

[bluestocking]

Singapore - Single - SGD

Room - 800 (all-in)
Phone - 52
Gym - 136
MRT card-250
Food - 800
Night out - 500
Remittance to parents-300

Travel expenses/Insurance/Tuition for kid sister -not included , paid annually

I was wondering if anyone from Australia can give any figures?

[sunnnyside]

Location: Rizal
Newly Married, No Kids Yet

House         7000
Lot             16000
Allowance 15000 (Hubby and I live far from our offices)
Electricity    2000
Water            200
Insurance   2000
Food/Grocery 5000
Netflix          550
Parents      3200
Cr Card      6100
Addtl Loan 1800 (unitl Dec 2019)

**typing this down, na-realize ko ang gastos namin 
We're hoping to bring down the expenses starting next month kasi matatapos na yung ibang binabayaran nammin sa credit card

[FayeP]

Location: Sta. Maria, Bulacan
Married, currently pregnant and with 3 kids already, single income household

House: 5900
Groceries: 6000 - 7000 (included na milk and nappies)
Food budget: 4000
Transpo: 4000 (uwian ako daily from Sta. Maria - Ortigas)
School expenses: 2000
Water: 400
Meralco: 2500
PLDT: 1958
Mother: 2500 (I pay half of my mom's rent and yung Intellicare card nya)
Miscellaneous expenses for the kids: 3000 (kasama dito mga gala, damit nila, checkups)
Insurance: 3500 (3 insurance policies ito
St. Peter: 765

gusto ko sana mapababa pa yung gastos kasi halos wala kami savings or nagagalaw yung kung ano man naitatabi esp. pag may sakit ang mga junakis, kasi un HMO card naman sa confinement pwede, pero un mga medicines pag OPD lang, di kasama...

target ko sana at least 3k na savings per month muna pero pag may mga bata parang impossible....

[curlylass]

Location: Ortigas
Live-in


condo- 2,900 [owned kaya assoc dues na lang]
parking- 650 [owned, assoc dues]
electricity- 6,000
water- 200
dsl- 1,500
postpaid- 1,500
cable- 1,000
groceries- 6,000
gas- 2,000
cat- 2,000
emergency fund- 5,000

Savings is 40% of income.

[The Lioness]

For mommies with babies and/or toddlers, pano kayo nakaka tipid?

[iceheaven31]

For mommies with babies and/or toddlers, pano kayo nakaka tipid?

depende sis sa needs ng bata. like kami dati mahal ang fm niya kasi rice milk, nung lumaki e awa ng Diyos ok na siya sa fresh milk. so fresh milk na kami.

as for the other supplies like diapers, online shopping is the key. pag nagsale talaga sa lazada mas mura talaga kesa sa kung bibili ka sa groceries.

[ohcmon]

Location: Quezon City
Newly married, no kids

Apartment w/ parking - 16k
Office parking - varies but 1k-2k
Gas - 4k
Groceries - 10k
Utilities - 3k
Internet - 2k
Phone bill - 3.5k
Netflix and Spotify - 679
Allowance - 9.5k
Leisure (eating out, sine, occasional shopping) - 7k

The rest goes to our savings account. Ngayon ko na-realize parang ang mahal nang groceries namin compared to yours haha. Kailangan magtipid!

[simang]

For mommies with babies and/or toddlers, pano kayo nakaka tipid?

We seldom buy toys, clothes, shoes. Usually bigay lahat. And sa shoes I make sure na meron lang sya one of each style at a time -- isang sandals, isang rubber shoes, isang slightly formal pair na nagagamit nya talaga until hindi na kasya.

I breastfed for almost 2 yrs and used cloth nappies from birth until she was potty trained at 2.5 yrs old. Kaya yung milk + diapers halos negligible ang gastos namin dito.

Sa food naman, since nagstart sya kumain we offer her table food.. di kami nag baby food, wala baby food maker, walang special gadgets para sa pagkain nya. Hehe

[hisana]

Location: QC
Just me

Rent: 12000
Elec: 700 to 1200
Water: 100 to 200
Laundry: 1000
Internet: 1500
Netflix: 550
Food: 4000 to 5000, budget for both grocery and eating out na
Other miscellaneous grocery items: 1000

These are the basics na hindi talaga nawawala monthly. Everything else I can get rid of, lalo na kasi Im on a very tight budget now. I walk to work and to the mall na lang din kaya I got rid of the car para bawas gas and parking.

[yellowminion]

Ang mahal ng electricity ko 4k eh I live alone naman tapos nasa office naman ako 6days a week
I can't live without my ac kasi I have skin asthma. I have flare ups pag mainit.
Nahihirapan ako magtipid mga sis....

[chinablue]

^hi sis. So ac is a non negotiable for you. you can try to scrimp na lang on other things. like sa groceries or sa leisure baka pwede pa bawasan.

[yellowminion]

^thanks sis!  Upon checking my monthly expenses, mas madalas nga mag-over sa mga eating out. yun siguro yung need ko i-minimize.

[imeego]

family of 2 adults, 2 kids and 2 stay-in  helpers
-(single income family)
-location: visayas

house mortgage:  23k
residential lot amort: 95k
grocery: 25-30k
2 helpers, driver: 25k
gardener: 1.5k
electric: 4k
water: 1k
postpaid lines for 4:  7.6k
cable: 1500
internet: 2299
leisure (weekly dining out, shopping and misc): 30-40k
gas: 10k

not included: daily allowance ni hubby, travel fund, insurance

[FayeP]

^^^sis The Lioness, nakakatipid in terms of yung mga di naman needed na toys, di na muna bibilhin, basta sinasabihan namin sila na every month, isang beses lang at may budget lang para bumili...swerte na lang din na yun mga anak ko kuntento na sa mga toys na happy meal 

sa damit, bumibili talaga pag super sale...saka meron kaming neighbor na manager sa isang kids clothing brand so discounted na agad yung mga nabibili namin na damit ng mga bata...at since purpo lalaki mga anak ko, yung mga naisuot ng mga kuya, pwedeng pwede pa magamit as long as di laspag..

[TysLolakins]

2 adults, SoCal in USD


mortgage - 3000
propertyTax - 650
homeInsurance - 150
HOA - 200
cell phone/service i - 220
cable/internet/landline bundle - 170
carPayments - 1100
carInsurance - 250
gasoline  - 600
house cleaning service - 120
electric - 50
gas/heating - 50
water - 100
garbage/sewer - 50
pest control - 40
AmazonPrime/Netflix/Hulu/streaming services - 60
lunch - 400
grocery - 1000
beauty/grooming services (hair cut/color) - 200




the grocery and lunch budget look substantial considering we cook a couple of dishes for dinner to last the weeknights and we pack our lunches so the remaining amount becomes fun money.
not included (lifeIns, healthIns, retiremenFund, vacFund, big item expenses/emergency fund)

[The Lioness]

2 adults, SoCal in USD


mortgage - 3000
propertyTax - 650
homeInsurance - 150
HOA - 200
cell phone/service i - 220
cable/internet/landline bundle - 170
carPayments - 1100
carInsurance - 250
gasoline  - 600
house cleaning service - 120
electric - 50
gas/heating - 50
water - 100
garbage/sewer - 50
pest control - 40
AmazonPrime/Netflix/Hulu/streaming services - 60
lunch - 400
grocery - 1000
beauty/grooming services (hair cut/color) - 200




the grocery and lunch budget look substantial considering we cook a couple of dishes for dinner to last the weeknights and we pack our lunches so the remaining amount becomes fun money.
not included (lifeIns, healthIns, retiremenFund, vacFund, big item expenses/emergency fund)

Hi sis. Where in SoCal? Hub and I are thinking of migrating sana (or at least find a job in the US) and we want SoCal sana. But from what I read and learned, super mataas daw cost of living. Ano ba yung annual salary range tfor 2 adults to live comfortably in SoCal? Thank you!

[TysLolakins]

^i found this article that will probably answer most of your questions:
https://www.huffpost.com/entry/the-standard-of-moolah-in_b_10457784


btw, we live outside of LA, in Ventura County.

[ycel0612]

Makati City, in PHP
I live alone but supports old parents

My expenses
Tithe/ charities 5200
Rent (room with communal space) 4500
Food and groceries (mostly eat out) 8000
Transpo 800
Toiletries & Beauty 500
Laundry 300
Postpaid 1000
Miscellanous 1000
Life and critical insurance 2800

Parents expenses
Medicines 8300
Rent 2000
Allowance 2000
Groceries 2000
Utilities 1000
Leisure 500

[TMariell9]

22 years old. Single and living with parents.

7k monthly to mom (includes my daily food)
3k/mos. insurance
2k/mos mp2
1k/mos emergency fund
600/mos travel fund
129/mo. Apple music
P2,640/mo transpo
3k/mo savings
Excess from monthly income is for myself

[eeyanross]

GA, US - single

50% of my salary goes to apartment, car loan, car/health insurance, utilities, amazon/spotify/netflix, grocery, leisure and retirement (investment)

25% savings
25% utang, pag tapos na - investment