What will you spend your 13th-month pay on this year?

[Guada_FN]

Hi there,

Guada here for Female Network. The end of the year is coming soon! And you know what that means -- 13th-month pay! What will you spend your 13th-month pay on this year?

Some answers will be shared in a Female Network article.

Thanks!

[atemai]

half of my 13th month pay will be saved and the other half will be used to buy gifts and food for Christmas

[weng.totz]

Half of it for Christmas and half for my daughter's bday next year. Tipid mode.

[Annie M.]

Hubby and I are planning to pay off MIL's credit card debt. Medyo malaki din yun, para makahinga naman sya.

[fionaapple]

For a long-term benefit/purpose. My husband and I will be pooling our 13th month pay and other bonuses that we will receive before the year ends to make a balloon payment for our home loan anniversary.

Our creditor-bank allows us to make optional extra payments every year during loan anniversary; this way, we get to hasten the process of paying off our mortgage loan for the house. This will be our second loan anniversary and we plan to use our 13th month pay every year in this manner until we have paid our home loan.