Author Topic: all about credit cards-thread 5  (Read 53306 times)

freelancer_babe

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Re: all about credit cards-thread 5
« Reply #540 on: December 06, 2018, 10:34:58 pm »
^^ Sulit lang ang BPI Petron if malakas kang magpa gas sa mga Petron stations. Yun lang talaga ang reward nun. Sa ibang gas stations magagamit mo pa naman sa CC terminals, pero di na applicable ang rebate.

Mas mafefeel mo ang pagkakasulit ng rebate if malakas kayong magpa gas. If madalang lang, then hindi rin ganun kasulit.
Catch a man a fish and you can sell it to him. Teach a man to fish and you ruin a wonderful business opportunity. (Karl Marx)

Kiara027

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Re: all about credit cards-thread 5
« Reply #541 on: December 06, 2018, 10:44:48 pm »
^ ohkay, thanks sis! Nai pa close ko pa yung Security bank Cashback Card ko, may rebate din yun sa gas eh. Wrong move. hahaha!
i am for everybody yet i am for none. nobody owns me neither i own one...

freelancer_babe

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Re: all about credit cards-thread 5
« Reply #542 on: December 08, 2018, 06:10:03 pm »
^ Ah mas OK pa nga ngayon yung mga cards na may rebates sa iba ibang bagay, not just sa gas.

May mga ibang CCs naman na may rebates like sa HSBC na may rebate sa Caltex.
Catch a man a fish and you can sell it to him. Teach a man to fish and you ruin a wonderful business opportunity. (Karl Marx)

Kiara027

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Re: all about credit cards-thread 5
« Reply #543 on: December 08, 2018, 06:16:27 pm »
Yup, I'll stick na lang sa current cards ko ( skymiles and citi rewards). Mukhang di nga din sulit yung Petron kung sa gas lang may rebate. Pag kasi Cashback Cards, hindi na we waive ang annual fees eh, kaya ni cut ko sya. While sa BPI and CITI, walang arte kung magpa waive ng annual fee, ang bilis lang.

Thanks sissies!!! :) :) :)
i am for everybody yet i am for none. nobody owns me neither i own one...

ishopnowfeelguiltylater

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Re: all about credit cards-thread 5
« Reply #544 on: December 10, 2018, 09:13:30 am »
now that i think about it oo nga nung tinaasan yung credit limit ko sa sobrang tuwa ko tumaas ang spending ko. di naman tumaas sahod ko huhu.

ireneadler

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Re: all about credit cards-thread 5
« Reply #545 on: December 14, 2018, 12:57:38 pm »
Got fed up with rcbc--can't even redeem airmiles. Tapos I tried cancelling, they make it difficult that they even drop the call.

px17

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Re: all about credit cards-thread 5
« Reply #546 on: February 26, 2019, 12:10:12 pm »
mali yung registered mobile number ko sa citibank online. Hindi ko un fault kasi diba once na-approve yung account mo sila nag uppdate nun, nung sa application ko naman nakakareceive ako ng OTP for application verification e. Grabe sobrang  hirap tumawag sakanila. May choice kung date of birth or OTP pang verify kaso After kasi hingin yung date of birth sa hotline nila hihingin uli yung OTP eh haler mali nga number ko. tas naka apat na tawag ako para iconnect nalang grabe waley. walang kwenta sila. Gusto ko na ibaik [textspeak!] card, never ko to naexprience sa bpi at bdo. Pati live chat nila wala din silbi.
Learn to Love yourself First! :)

Kiara027

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Re: all about credit cards-thread 5
« Reply #547 on: February 26, 2019, 06:27:14 pm »
^ sad with your CITI experience. I have never experienced that inconvenience with them, hopefully wag naman. If di na talaga sila makontak or di mapagbigyan yung correction mo, better cut the card na lang. Maya kasi ma gamit for fraud tapos wala kang ma receive na SMS if may purchase ka di naman sayo. Mas ok na secured ka from any hassles from them. Ang higpit nila sa mga kemerut nila sa phone banking nila tapos yung ganyang request di mapagbigyan. Nonsense yung security or privacy echas nila.
i am for everybody yet i am for none. nobody owns me neither i own one...

px17

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Re: all about credit cards-thread 5
« Reply #548 on: February 27, 2019, 08:40:24 am »
^finally after 8th attempt may matinong agent na siya na nagconnect sakin. Yung iba feel ko bago lang kaya hindi pa nila alam or ayaw lang nila gawin? Ganun pala sa citi, sila tatawag ssayo after 2 banking days daw para ichange yung mobile number mo, sa bpi and bdo kasi after verification okay na pwede na magchange ng details.  Okay for security yung method ng citi kaso jusmiyo napakahassle naman nun para sa hindi ko naman fault. Pati for example nawala mo yung cellphone mo syempre hindi ka naman makakakuha agad ng new sim na same number so paano nalang.
Learn to Love yourself First! :)

Kiara027

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Re: all about credit cards-thread 5
« Reply #549 on: February 27, 2019, 09:20:07 am »
^ agree. Ako naman hirap na hirap tumawag sa BPI.   :-\ :-\ :-\

i am for everybody yet i am for none. nobody owns me neither i own one...

ana0416

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Re: Credit Card Debt (and unfair collection practices) Thread 7
« Reply #550 on: June 03, 2019, 04:29:13 pm »
 :) Hi to all naglalabas ng sama ng loob about credit cards haysss although kasalanan ko naman. Gusto ko unti unti matapos utang ko sa kanila pero dami panay tawag at sulat. Sana nga malampasan ko lahat toh
¢You can close your eyes for the things you don't want to see,but you can never close your heart w/the things you don't want to feel.¢

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curlylass

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Re: all about credit cards-thread 5
« Reply #551 on: June 04, 2019, 12:16:39 am »
Hay naku, I hate calling Citi's customer service, ang babastos lang. They sent ma a credit card na I never applied for, nakareceive lang ako ng text na it was for delivery na. 3months na nakakalipas, di parin nakakarating yung cc, tapos I called na to cancel my card, ilang beses ba naman ako itransfer transfer and idrop yung calls. Umiiwas ata sila na sa kanila macancel yung card? When I reached the retention officer, they asked for another chance, tapos w/in 2days, nadeliver na yung card. Kaloka!

Romans828

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Re: Credit Card Debt (and unfair collection practices) Thread 7
« Reply #552 on: June 04, 2019, 03:02:20 pm »
:) Hi to all naglalabas ng sama ng loob about credit cards haysss although kasalanan ko naman. Gusto ko unti unti matapos utang ko sa kanila pero dami panay tawag at sulat. Sana nga malampasan ko lahat toh
Kaya mo yan, sis! Go lang! :)
A lot are offering lower interest rates naman, basta you promise on paper na you'll pay. You can also take advantage of other credit card offering lower interest rates to cut your previous cc.

px17

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Re: all about credit cards-thread 5
« Reply #553 on: June 13, 2019, 04:49:15 pm »
sissies na citi card holders, tanong lang pinadala kasi sakin [textspeak!] card I think January pa hindi ko pa siya inaactivate kasi mali yung niregister nilang contact number ko so I can't receive any OTPs tas tinawagan ko CS nila, so okay na daw may tatawag daw sakin pero walang tumawag. Tas when I opened my super old email (na hindi ko na ginagamit for official transactions) ang pinalitan yung email address ko and home address. Ang address na nilagay yung bahay pa namin 5 years ago na hindi na kami nakatira dun. Nakakaloka sila!

So ayun dami ko back story. My question is as long as hindi ko ba siya inaactivate okay lang yun? or dapat ipa cut/ibalik ko nalang yung card?
Learn to Love yourself First! :)

curlylass

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Re: all about credit cards-thread 5
« Reply #554 on: June 14, 2019, 01:02:09 am »
^try mo na rin ipacut-off, sis. Delikado na kasi baka may ibang mag activate nung card mo. Kung sinoman may hawak nung contact number na andun, baka sya makapag activate. Better na sure kesa mamaya malaki na pala utang mo ng di namamalayan.

px17

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Re: all about credit cards-thread 5
« Reply #555 on: July 04, 2019, 05:50:50 pm »
question mga sis! I have bdo and bpi. For installment payments bpi palang nagagamit ko, pag installment hindi niya binabawas sa limit ko yung whole amount. Tapos si jowa kasi bdo lang yung cc niya, nag installment siya pero binawas agad lahat sa limit niya. Ganon ba talaga sa bdo or other banks?
Learn to Love yourself First! :)

blackberry_

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Re: all about credit cards-thread 5
« Reply #556 on: July 04, 2019, 07:15:48 pm »
^yup. ganun ang bdo, buong amount ng utang mo ibabawas dun sa limit mo. Ask ka na lang bdo if pwede ka pa increase ng limit. kasi yung sakin, regular ko ginagamit, wala pang one year, tinaasan na nila limit ko. pero madalang na rin ako magcredit card. nakakatakot din mabaon sa utang.

hisana

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Re: all about credit cards-thread 5
« Reply #557 on: July 04, 2019, 10:02:51 pm »
BPI kasi has this separate limit, noong unang panahon ang tawag nila SIP, ngayon ewan ko na lang ang official na tawag dun...madness limit?? So dun yung mga installments. It?s not found on the SOA or online. Last year kasi pwede mo pa icheck via text kung ano balance mo for that. For example, mine was around 400k upon checking the last time, gulat nga ako. Ngayon I think you have to call.
« Last Edit: July 04, 2019, 10:10:56 pm by hisana »

nataliaesperon2000

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Re: all about credit cards-thread 5
« Reply #558 on: July 05, 2019, 06:19:44 am »
sa metrobank at citibank ganun din bawas agad kapag installment

px17

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Re: all about credit cards-thread 5
« Reply #559 on: July 05, 2019, 08:37:48 am »
^thank you so much sissies! so bpi lang pala ang may ganung feature/promo. Sabi nga ni bf sana hindi nalang pala niya ininstallment kasi buong amount naman pala ibabawas. Kaya kasi siya napainstallment kasi next week pa ready yung cheke ni client na pambili dapat dun.  Although 0 interest naman so keri lang, yun nga lang hindi na niya magagamit yung cc, more on pang points pa naman habol niya sa cc.
Learn to Love yourself First! :)

 


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