Buying Used Cars Tips and Tricks

[chiqmom]

Hello! Let's have a thread to help those who like to acquire used cars.

[chiqmom]

question: how do you exactly bring the money to pay for the car? any tips? bank deposit ba dapat?

parang masyado risky if you will bring a big amount of cash with you, and you just saw the car for sale on OLX

[crzysxycl]

Hi sisses! Up ko lang po ito.. Sis TS, nung bumili second hand car yung biyenan ko dati nagdala sya ng cash, ok naman. Kasama nya mechanic saka yung sister-in-law ko.

Hingi rin sana ako ng advice. We saw an ad last month lang sa OLX, mitsubishi adventure glx 2014 model. We were very interested kasi mura compared sa mga nagbebenta sa garage so kinontact namin yung seller. Nagdala ng mechanic si hubby para masilip at nagkasundo na rin kami sa last price. Ngayon ang problem is gusto namin pacheck yung history ng car. Mahirap na kasi ngayon, may cases daw na ginamit pang holdap or nacarnap pala yung car kaya gusto muna namin makasigurado sana kaso ayaw ipahiram nung seller yung orig docs. So para iassure sya na ibabalik namin yung docs, sabi namin mag down kami ng 50% tapos pag walang problem, babayad na kami nung remaining 50%. Ayaw nya, gusto nya xerox lang. Pwede ba yun? Eh diba pag binili na rin namin yung car, kailangan nasa amin yung original kasi ipapa change ownership pa namin yun so need talaga yung orig. Also, ayaw nya pumayag ipa-test drive yung car kaya parang nagduda ako. Ano sa tingin nyo mga sis? Iba talaga feeling ko.. Tapos napansin ko pa, nung kinontact namin sya, nagsearch uli ako sa OLX at wala na yung ad nya. Samantalang nung nakita namin yun eh 3 days palang na posted yung ad, ang weird lang. May way ba para ipacheck history na plate number lang ang alam namin? Sorry daming tanong.. thank you sa sasagot.

[amethyst028]

question: how do you exactly bring the money to pay for the car? any tips? bank deposit ba dapat?

parang masyado risky if you will bring a big amount of cash with you, and you just saw the car for sale on OLX

if you don't want to bring cash, ask the owner if he/she will accept managers check. nagbenta na ako car before and cash ang binayad sakin. yung binili ko naman na car managers check ginamit ko. pero kasi sabi nila nape-peke na daw ngayon ang mc kaya others prefer cash talaga. if in doubt sabihin mo sa loob kayo ng bank magbayaran. at least doon mas safe.

regarding the topic, try honda and toyota preowned cars. i think they have more info on this sa website nila. here is my experience with them. price wise not lower than sa mga ads sa olx, and other classified ads sites. sa toyota you can go to their showroom of preowned cars. they are not going to repair dents, scratches or any external issues of the vehicle you are buying. i forgot na about their policy na hindi kasi ako kumuha sa kanila kasi i didn't like their policy.

sa honda ako bumili. they will show you the list of their available used cars. pag may nagustuhan ka pwede ka pumunta sa warehouse nila and check the one you like. pag ok na they will auto detail it, scratches will be fixed, mechanical issues (if any) will be fixed, suspension. basta everything with 1 yr. warranty. free new seat cover (curdoroy), free matting, free key chain, free umbrella. in short para kang bumili ng bago. for me mas ok na ito kasi may peace of mind ako because of their 1yr warranty. 3yrs na sakin yung car and so far wala ako problem. car is still running as good as and as quiet as the day i got it from them. but please note that the price is not same as sa mga classified ads sites a little higher pero konti lang naman. and for the peace of mind i think it's worth the price.

[crzysxycl]

^thanks for sharing sis! makapag check nga sa honda.

may tinignan kami sa may red central, along north edsa ito. mabait naman yung nakausap namin, pumayag pa ipa-test drive yung auto. hindi lang muna namin kinuha kasi namamahalan kami, ayaw ibigay sa tawad namin. icash sana kasi namin para wala ng problema monthly.

[gorgeous_me]

mga sis, question lang, pano ba magbenta ng may assume balance..ano yung cons nya..I'm helping a friend, hindi ko din kasi sure kung pano..hehe

[amethyst028]

^for assume balance magbigay yung friend mo ng asking price (downpayment) then yung monthly amort shoulder na ng buyer. Take into consideration the deprciattion ng car before pricing.

Ang alam ko pupunta kayo sa bank para palitan na yung name ng borrower. Not sure pero baka the bank will check pa the new borrowers capacity to pay din. Kung babayaran in full pwede rin kung may agreement na ganon sila ng bank.

Check with the bank first kung ano terms nila sa ganyan.

Or better yet mag hanap ka sa olx ng mga assume balance, inquire ka lang kunyari buyer ka para lang may idea kayo how it goes.

[gorgeous_me]

^ahh, ok thanks sis ha

[mybabyrj]

sis @amethyst028 saan yung honda warehouse na binilhan mo ng used car? kasi nung pumunta ako sa honda, wala daw sila 2nd hand.

[crzysxycl]

sorry sa noob question mga sis - pag bumili ba ng pre-owned car sa bank tapos yung deed of sale nakapangalan lang sa akin, pwede ko ba papalitan? hindi kasi kami aware na pwedeng ipalagay yung asawa ko, kami naman pareho nag bayad pero wala rin kasi sa amin sinabi. nakita ko nalang sa deed of sale name ko lang. hindi na ba talaga pwedeng ipabago yun o tamad lang yung nakausap ko sa sales dept? pls help!

[simang]

Yung 2nd hand car namin is directly from Ford Philippines. My sister is a Ford employee and every 2 or 3 months nagrerelease sila ng mga employee/sales cars na ibebenta nila sa labas. So dun kami namili. We chose from 4 or 5 different models. We got a Focus na 2014, na test drive namin sya and it actually looks new. The best part was we got it for 200k less than its appraised value. Ang kagandahan sa mga employee/sales car nila hindi masyadong gamit. Like there was one unit na 2014 model din pero 3k lang mileage.

[rasee16]

Subscribing. Plan na rin kasi ng mom ko magpalit ng car, but not necessarily brand new. How about yung mga nahatak na sasakyan ng mga banks? Ok din ba yun? 

[mybabyrj]

sis @simang, saan makikita yung list nila? meron sa website?

[simang]

^sis wala sa website eh. Circular email sya to employees tapos employees ang naglalabas sa mga kakilala nila. Last december yung huli nilang nilabas dun kami kumuha, so i guess March or April meron ulit. Pag meron ulit i'll post it here para sa mga interested.

[mybabyrj]

^thanks sis! may phone number ka ba na pwede tawagan? saan nyo tsineck yung mga sasakyan, warehouse?

[simang]

^yung HR ng head office ng Ford ang kausap namin, wala akong number nya eh via email kasi lahat ng transaction and yung husband ko ang nag-ayos. Yes sa warehouse yung mga sasakyan, sa Calamba yung warehouse nila.

[mybabyrj]

^thanks sis!

[crzysxycl]

Subscribing. Plan na rin kasi ng mom ko magpalit ng car, but not necessarily brand new. How about yung mga nahatak na sasakyan ng mga banks? Ok din ba yun?

Kakakuha lang namin kahapon nung sa amin. From BDO car depot naman sa QC. Pinacheck namin sa mechanic at OK naman kaya binili na namin. Saturday kami nagbayad ng reservation, we paid sa branch ng Wednesday, then yesterday pumirma kami deed of sale at nakuha nanamin yung unit. In fairness, ang bilis ni BDO. Medyo nabawasan yung inis ko sa mga teller nila, lol! Observe ko pa kung anong maging problem in the long run, pero 2014 model naman kinuha namin so medyo bago pa talaga. Ang maganda sa kanila hindi bidding, first come first serve talaga. Saka may makukuha pang discount so yung naka post na price sa website nila, pwedeng mas mababa pa. goodluck!

[rasee16]

^Na-test drive mo sis bago nyo bilhin?

[crzysxycl]

^nope sis, bawal. as-is-where-is kasi.. kaya they encourage the buyers to bring a mechanic din. bago irelease, chinecheck nila yung battery. may nakasabay kami nung kinuha namin yung car namin, mahina na yung battery nung nabili nila kaya nag order sila ng bago. pero mura pa rin talaga compared sa mga sellers sa olx. 514k yung posted price sa website nila, we got ours for 478k lang. definitely, sa kanila kami ulit kukuha next time.