From payroll account to personal account

[mebpa]

Has anyone tried this? Do you transfer from your payroll to personal online? Is it safe? My payroll bank is CTBC Bank (Chinatrust). Is there a fee? Wala kase malapit na ATM ng CTBC sa work ko and wala den naman madadaanan lang pag pauwi na. Sayang den naman kase yun fee if sa ibang ATM ako mag-withdraw and 10K lang max every transaction. Thanks

[freelancer_babe]

^ You mean transfer funds between accounts in the same bank (within CTBC)? Yes, why not - at least this should be in any bank.

The fees may vary in every bank. In my experience many banks in my experience there's no charge with the transfers.

Kapag magkaiba ang bank ng payroll at personal mo, ibang usapan na yan.

[mebpa]

yup, from different banks.

[freelancer_babe]

If so, there are usually fees involved in electronic transfers. And these are NOT cheap. Mura na ang P100 na charge incoming pa lang yun sa ibang bangko. Your ChinaTrust bank may also charge outgoing fees.

Check both your ChinaTrust and source banks kung magkano ang fees. Baka naman libre both ways. Get back to this thread and let us know if it is.

And usually the transfers can be done within a banking network - example Bancnet.