Alin ka dito: Money Jars Method, Alkansya o Envelop Style

[sweet angel]

envelop for me 

[lonely_dad]

diretso sa passbook monthly

[barbillie]

derecho sa savings account. I do not bring the ATMs.

We also have an envelope-style savings for our 52-weeks money challenge.

[yellowminion]

Nag-try ako ng alkansiya but didnt work for me. Hangga't nakikita ko kasi na may lamang pera di ako mapakali. Kinukuha ko rin. What worked for me was coop savings sa office. Bale after every payroll dine-deduct na siya sa sahod ko and pag nag-inquire ako sa atm, di ko na nakikita yung amount. Basta ang sahod ko lang yung pang-allowance ko. Lahat nasa coop which I will withdraw on November.

Yung sa BPI na automatic deduct kasi pwede mo pa rin galawin o mag-transfer ng fund from that account kaya didn't work for me also.

Hoping to complete my emergency fund this year kasi ang tanda ko na 

[ANJFinally]

Ours is mixed and monthly namin ito ginagawa. OFW kami both ni husband here in UAE.

Envelope : 10% Tithe
Peso Joint Account : 20% Peso Savings
2 Jars : 52 Weeks Money Challenge [5 AED (67php) & 3 AED (40php) increment per day]
UAE Salary Card : EF here in Dubai pero maliit lang