SSS and PhilHealth.

[yaskulet]

^^ 5k ata? Not sure. Basta not more than 10k.

^ At least 60 days of conception, but not later than the day of delivery. I filed mine when I was 4 months pregnant.

nakahinga ako maluwag after reading this, I am currently on my 20th week di pa din ako file SSS. Eto worry ko if ever pede pa ako file MAT1. Thanks sis!

[Ellabanana]

Sis @arragalang, July din EDD ko, tapos nagvoluntary din ako. Nagbayad nako ng jan-mar last April. Pasok padin ba if maghuhulog ako ng April-June? Sabi Kasi, dapat apr2014-mar2015 yung hulog. Nalaman ko yun February na, e bawal naman mag retro payment. Like yung oct-dec. nalilito man ako if pwede ko pa Imaximize to 6mos. Sayang naman yung benefits. Hehe. Thanks sis

[heartfortress]

Mga sis question po. Pag na dnc ba because no heart beat ang fetus ng first trimester, what sss form ang need i fill up maternity ba o sickness? Thanks sa makakasagot!

[tintin19]

sis @Ellabanana sis hindi na magmamatter yung April-June payment mo. Tama ka na apr2014-mar2015 lang ang considered sa computation at bawal retro payment. Eligible ka na for the maternity benefit coz you paid 3 months, pero you'll only get half of your max. Yung mat benefit na makukuha mo relative din yan sa amount na hinulog mo for 3 months. HTH

[sofiameredith]

Mga sis question po. Pag na dnc ba because no heart beat ang fetus ng first trimester, what sss form ang need i fill up maternity ba o sickness? Thanks sa makakasagot!

sis @heartfortress - nung na d&c ako last 2012 mat2 pa rin ang form not sickness, need ng histopath and ob history

[yaskulet]

Sisses in my case, October 2015 due date ko. So ang dapat na meron akong contribution would be from June 2015 - July 2014 tama? Nag start ako magbayad ulit sa SSS April 2014 tapos may na kulangan ako na Dec 2014. Bale complete yun halos except for my missed contri last December. Min lang bayad ko, 550 ganyan tapos start Feb ko nag pay ako 1760 gang this month. Gang kelan ako dapat sis bayad ng 1760 kaya? June 2015 para at least makuha ko max benefit?

[simpleemie]

question. Nag inquire na ko sa philhealth for voluntary. 600 per quarter yung payment daw. I forgot to ask kung pede ba mas mataas para mas higher din yung benefits or as in ganun lang talaga yun.
About sss [textspeak!], voluntary din. If gusto ko mag increase ng payment, dun na lang ba ko sa chart nila magbe based? Gusto ko lang ma maximize yung mat benefits.

[Ellabanana]

Sis @tintin19 super super thanks sis. Tama nga yung naiisip ko, hanggang nung march lang yung binayaran ko, max na para Malaki din makuha. Buti na lang, na bayaran ng employer ko yung mula april2014-jun2014 kaya sakto ng 6months na hulog ko. Wait wait na lang sa pag dating ni baby.

@yaskulet sis, tama ka, from july 2014-June 2015 dapat Meron.basta 6months na highest contribution yung I count nila para sa computation.

@simpleemie sis, di ko sure yung sa philhealth, pero dun sa sss, base na lang sa chart nila. 1760 yata yung maximum contribution na pwede.

[tintin19]

@Ellabanana np sis

@yaskulet tama sis for your quarter, they will get highest 6 months contribution within July 2014 - June 2015. Depende sayo if gusto mo makuha max sa case mo. Kung oo, hulog ka ng p1760 til June.  Bale ang icoconsider na hulog mo during mat benefit computation: 5 months p1760 (Feb-June), at 1 month p550.

@simpleemie sis ang Philhealth, unlike sa SSS, kahit magkano pa hulog mo e fixed amount makukuha mo sa maternity benefit, so useless din taasan mo hulog mo. 5k+ less yan for NSD, 15k+ less for CS, fixed yan. Sa SSS, if you want to maximize it, pay max contribution of p1760 for 6 months within the year before the semester ending in the quarter of contingency.

[kymmiiee]

@simpleemie Fixed ang Philhealth, for CS 19k ang deduction then 1750 for baby's bill regardless if CS or NSD. Sa SSS go for max, 1760 yun, then you'll get 30k ata for NSD and if CS, based from my SSS computation I should get 41,383 (I got mine automatically computed from SSS website, I have maximum contribution). Company magbibigay sakin since I'm employed. Feb pa ko nanganak but still inaantay ko parin SSS mat benefit ko. Late ako nakapagpasa ng requirements sa company. Malaking tulong na din yun.

[Ching_Ching]

Question: Me existing loan balance kasi ako sa SSS and di pa tapos bayaran, kapag nag avail ba ako ng MAT ben, will they deduct my loan balance from the full amount I'm supposed to get from them?

[choco_monster]

^^  For SSS, if I start to pay for April ng maximum of 1760, I can avail na agad the 30k if my due is on December? Last contribution was 2011 pa, so I want to continue as voluntary.

[yaskulet]

@Ellabanana - yey sis thank you sa reply! buti nagbayad ako max
@tintin19 - sis so gang JUNE pa pala ako pay, kala ko last na this month na 1760. Sige thanks sis!! Need ko nalang file MAT 1.

[kymmiiee]

choco_monster Your due date is December 2015?

So your semester of contingency would be from July 2015 to December 2015. And ang 12-month period before the semester of contingency would be from July 2014 to June 2015. So dapat may at least 3 months contribution ka from July 2014 to June 2015. If April ka magbayad, April May June lang, pasok ka parin sa at least 3 months though hindi mo ata makukuha ang max na 30k kapag NSD kahit 1760 binayaran mo. Ang alam ko kasi max ang makukuha mo if max contribution ka and 6 months ang maco-compute sayo. In your case 3 months lang.

[choco_monster]

^ So, i think i'll pay instead from January 2015?

[simpleemie]

got it mga sis 😊

[kymmiiee]

^^I dunno though if they will still accept your payment for January. Some don't accept retro-active payments na. You can try with your branch, if they'll still accept it, good. Provided you submitted the necessary documents after giving birth you can get max of 30k for NSD, and for CS, some say 39k ang max but in may case 41k.

[choco_monster]

^ got it! thanks sis

[Ellabanana]

np mga sis. Nung Una Kasi, nalilito din ako sa benefits ng sss and philhealth. Buti na lang, nkahabol Pako last April para mbayaran yung jan-mar ko. Sayang din masa save natin dito mga sis, pwede na pang binyag since pag voluntary, after giving birth at pagpasa ng mat2 yung check.

[simpleemie]

nag max talaga kayo sa sss? hirap din kase i maintain diba once na nag hulog ka lets say 1760 sa sss forever mo ng gagawin un monthly. Nag stick lang ako sa kaya ko. Sino dito due ng january?