All about CitisecOnline or COL Financial (Part 2)

[kwang sun]

Sino na po dito naka withdraw? Mabilis po ba process?

[ANJFinally]

Hi mga sis! Husband and I want to start in stock market. Both kami OFW, merong kaming enough amount for COL PLUS account, but and plan namin is for long term. Yung definition kasi ni COL sa website nila, for active traders daw yun. Hindi naman kami mag trading, more on investing. What would you suggest mga sis? Mag start ba kami sa COL Starter or okay lang na sa COL PLUS na kami mag proceed? And one more thing, any idea po if mag open kami ng Joint Account for this?

Thank you sa mga makakasagot!

[andreil_19]

^hi sis, pwede naman COL Plus agad even you are not an active trader. Mine, i started sa Starter acct but as i continue to buy more stocks at lumaki yung value ng equity ko naging Plus acct holder na ako at hindi pa ako nakakapag-trade or nagsell ng stocks ko.

[ANJFinally]

^hi sis! Thank you! Yan din sabi ng isa kong friend, kahit starter ang i open mo, kapag na reach mo yung 25K automatic magiging COL Plus kana din. May I know sis, nag aral kapa ba ng charting ng company before ka nag start? Investor kalang ba? like buy lang ng buy ng buy as long as you have an extra?

Thank you sis!

[andreil_19]

I did not do the charting thingy...he he he. The first stocks na binili ko patron/customer ako. For now buyer lang muna ako since long term naman ang goal ko but sometimes wait ko muna na bumaba yung rate before i buy.

[ANJFinally]

^hindi mo na ba chineck sis if low price ba yung stock or if yun yung right timing to buy that? Medyo dito pa ako confused eh. Decided na talaga kami to invest, pero inaaral ko lang if good buy na ba yung stock na mapipili namin once naka open na kami ng account.

Pag open mo basta binili mo nalang sya?

Nga pala mga sis, OFW here hindi ko kasi alam ang BIR number ko. Pero alam ko may TIN ID ako before, is there any way na ma recover yun? Maliit lang sahod ko before sa pinas minimum earner lang so that time wala naman akong tax na binabayaran.

[scruffs]

^Hello sis, nung bang work mo dito sa Ph dati, hindi ka ba binibigyan ng 2316 every year? Andun kasi yung TIN mo. Or if you can remember kung san BIR Revenue District Office ka, puwede ka dun magtanong basta bring a valid ID.

[ANJFinally]

^hi sis! hindi talaga. Hindi ko rin matandaan na kinaltasan ako ng tax ng company ko before eh. Aside sa sss, phealth at pagibig wala ng ibang kinakaltas sakin before.

Anyways, just an update sis nakita ko na yung TIN ID ko pero way back 2010 pa ito. Hahaha! Pwede pa ba itong gamitin? Kapag okay, makakapag submit na ako sa COL, yay!

Then nag fill up kami joint account ni husband, kaso sya wala talagang chance na marecover namin yung TIN nya. Okay lang kaya yun?

[Len0523]

^hi sis! hindi talaga. Hindi ko rin matandaan na kinaltasan ako ng tax ng company ko before eh. Aside sa sss, phealth at pagibig wala ng ibang kinakaltas sakin before.

Anyways, just an update sis nakita ko na yung TIN ID ko pero way back 2010 pa ito. Hahaha! Pwede pa ba itong gamitin? Kapag okay, makakapag submit na ako sa COL, yay!

Then nag fill up kami joint account ni husband, kaso sya wala talagang chance na marecover namin yung TIN nya. Okay lang kaya yun?

hi sis permanent na yung tin id. so you can use that even if its 2010 pa.

[happyleaf]

Hi. Planning to submit requirements to open a starter account this Tuesday. Pero limited to zero knowledge ako. Gusto ko lang muna mag-open para wala nang atrasan. Dati ko pa kasi gustong mag-invest sa stocks/MF. Nagbabasa basa ako dati pero dahil nga paputul-putol at matagal na yung huli, wala  na ulit ako naaalala. I guess, I'll learn through experience na lang haha. What do you think?

[x-y]

^ same here sis. Gusto ko maginvest pero I don't know what to read or where to start. I'm an OFW so I wouldnt be able to attend seminars there.

[naizlabonita]

Hi. Planning to submit requirements to open a starter account this Tuesday. Pero limited to zero knowledge ako. Gusto ko lang muna mag-open para wala nang atrasan. Dati ko pa kasi gustong mag-invest sa stocks/MF. Nagbabasa basa ako dati pero dahil nga paputul-putol at matagal na yung huli, wala  na ulit ako naaalala. I guess, I'll learn through experience na lang haha. What do you think?

Same sis so I sent my requirements sa COL to have an account through courier and since through courier they require Skype Interview kaya I have interview tomorrow. I have no idea as well about Stocks and how to invest hehe nagbabasa basa pero syempre iba pa din pag application na kaya aasa din ako through experience haha.

[msals2007]

I sent my documents last week via LBC but still no feedback yet as to the schedule of the interview. Usually ba gaano katagal?  Gusto ko ng mag start.

[naizlabonita]

I sent my documents last week via LBC but still no feedback yet as to the schedule of the interview. Usually ba gaano katagal?  Gusto ko ng mag start.

Matagal sya sis mga 2 weeks waiting period..tapos ako kahapon nagka skype interview na and nag email na ipapasa na daw sa next department so kanina nakareceive na ko email may account no. na ako so need ko nalang ifund yung account ko then magsesend sila next step..Lahat ng steps iiemail nila sayo

[msals2007]

Thanks sis naizlabonita. Ang tagal pa pala. Masyado silang busy no. Dami sigurong investors. Pansin ko pati sa email inquiries ang tagal nilang sumagot. 3-4 days before ako makareceive ng reply.

[naizlabonita]

Thanks sis naizlabonita. Ang tagal pa pala. Masyado silang busy no. Dami sigurong investors. Pansin ko pati sa email inquiries ang tagal nilang sumagot. 3-4 days before ako makareceive ng reply.

Oo sis wait ka lang.hehe yung skype interview mabilis lang 3-5 minutes lang iatatanong name mo..yung ID na pinasa mo tas icacapture nila picture mo then may sasabihin about next steps.. Cute nga ni ate gurl na nag interview.

[juicy]

Kung long-term naman ang purpose nyo, may mga stocks recommendation mismo ang COL.

[pret_ty68]

May investment na rin ako through colfinancial kaya lang natatakot ako magdagdag nang masyado. What if kasi magkaroon nang data loss like mag crashed ang system nila. Although may mga pinapadala naman sila na pwede i print pero parang hindi enough.

[jieunae]

What I like about COLFinancial e hindi basta basta nakukuha yun pera.  So if nagigipit ako, I dont consider na kumuha dun ng pera.  I put 10k a month. Im happy kc 6 digits na siya ngayon.  Kahit down ang market bawi ko pa din kung magkano yun total na nilagay.  I do monitoring everyday.  Not necessarily trading everyday.  I make sure may kikitain ako sa bawat transaction ko.

[Crispyman]

I opened an account with COL Financial because of their Fund Source and they have lots of free investor guidance and research through their FB pages and Youtube channels. It's very easy to buy mutual funds through their platform with 0% sales load pa. You also have different fund houses to choose from, no need to individually apply for each.