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Author Topic: cooperatives...  (Read 31857 times)

happynlove

  • Guest
Re: cooperatives...
« Reply #80 on: June 29, 2015, 09:55:10 pm »
Sis quenna malaki na din yan ah to think walang tax. Automatic kaya nagrroll over yung principal?

Super laki sa msscp...

Obachan

  • Guest
Re: cooperatives...
« Reply #81 on: July 01, 2015, 08:59:44 am »
parang need ko na rin i-update coop ko in valenzuela.
1st priority ko to pag uwi ko.
ang pagkaka alam ko na interest loan is 1% per month
but part of it (just don't know how many percent)mapupunta sa shared capital
parang savings na rin.
definitely must visit them to update.

mynameislulu

  • Guest
Re: cooperatives...
« Reply #82 on: March 01, 2016, 01:59:02 pm »
may nakakaalam ba dito ng coop sa Manila?

maude

  • Guest
Re: cooperatives...
« Reply #83 on: March 05, 2016, 04:40:19 pm »
Up nating tong thread. :)

Member ako ng Barangka Credit Cooperative in Marikina and matagal na din sila nagooperate. Nakakatuwa lang 'cause I started with 2k tapos in less than 2 years, nasa 20k na contributions ko. Ang ginawa ko lang was to file a loan, pay agad then file ulit. Basta always pay on time. Every loan kasi, part ng payment is napupunta sa capital share. Kaya ayun, yung requirement to have 14k of capital share in 2 years, nalampasan ko pa and in less time.  :)

quennna

  • Guest
Re: cooperatives...
« Reply #84 on: March 06, 2016, 11:48:26 pm »
ako rin ganon... so far nasa P100k na money ko.. P80k savings P20k shared capital
nasa P90k na rin loanable ko.. and happy din ako sa interest plus dividends ng money ko

pinklilac

  • Guest
Re: cooperatives...
« Reply #85 on: March 07, 2016, 04:25:12 am »
Hello mga sis kamusta ang takbo ng investment  ninyo sa coop?
Gaano ba ito ka safe kumpara sa bank and other investment organization?
Tia

quennna

  • Guest
Re: cooperatives...
« Reply #86 on: March 07, 2016, 09:43:20 am »
Ang risk is depende sa credibility ng coop
Ours kasi 52 yrs na...
When you withdraw money wala syang tax
Pero so far sa ika 2 yrs ko.. achieve ang no withdrawal from my savings...
Maachive ko lang P100k savings ko,
Ipapaconvert ko na sya sa time deposit..
Nxt month na ang gen assembly namin... means bigayan na ulet ng dividends... alam ko last year kung accurate computation ko nasa 9% dividend ko (loan interest)

Eh kung sa bank ko lang nilagay yan.. naku po.. magcharity work lang ako sa bank

pinklilac

  • Guest
Re: cooperatives...
« Reply #87 on: March 07, 2016, 09:57:01 am »
Wow sis quenna ang galing mo naman.
So importante  ma verify  ganon na katagal ang coop.
How about  yung mga connected  sa simbahan?
Sa lugar kase namin sa Manila  may coop akong nakita  na i think  connected  sa parish  church dahil same ng name at located sa mismong harapan ng simbahan.
Gusto ko kase ipa join kapatid ko.
Salamat sis sa reply.


quennna

  • Guest
Re: cooperatives...
« Reply #88 on: March 07, 2016, 10:10:54 am »
pinaforce join ko sis  in law ko and lola ko
even my 10 yr old pamangkin.. now meron na syang P8,000, wala pang one year yun... galing nung pasko plus pag may nagbibigay ng money sa kanya.. sa akin nya bigay money, hindi sa mommy nya hehe. take note with interest din ito ha.. :D

sa sis in law ko, initial savings and shared capital, personal money ko yun..
ang intention ko dito is in case need nya money, pwede nyang loan...

sa lola ko naman, yung nakukuha nya sa sss, pasok ko lahat then file ng loan..
take note, 2-3 days makukuha na agad yung loan nya, unlike before.. file ka ngayon, get mo na agad bukas... ang maganda pa dito kasi yung benefit na free medical support etc

yung sa investment side naman nila, nag venture na rin sila as developer, magaganda naman projects nila and wise sila sa mga investments.. during gen assembly, nagbibigay sila ng financial statement so alam mo kung pano galaw ng coop namin plus kung san napupunta yung mga pera.. galing nga eh..

« Last Edit: March 07, 2016, 01:56:28 pm by quennna »

momentum

  • Guest
Re: cooperatives...
« Reply #89 on: March 07, 2016, 11:13:59 am »
Ang risk is depende sa credibility ng coop
Ours kasi 52 yrs na...
When you withdraw money wala syang tax
Pero so far sa ika 2 yrs ko.. achieve ang no withdrawal from my savings...
Maachive ko lang P100k savings ko,
Ipapaconvert ko na sya sa time deposit..
Nxt month na ang gen assembly namin... means bigayan na ulet ng dividends... alam ko last year kung accurate computation ko nasa 9% dividend ko (loan interest)

Eh kung sa bank ko lang nilagay yan.. naku po.. magcharity work lang ako sa bank

anong coop yan sis? :)

pinklilac

  • Guest
Re: cooperatives...
« Reply #90 on: March 07, 2016, 11:25:14 am »
^sis quenna
Ang husay ng explanation mo ha. Kung ahente ka lang na recruit  mo na ako lol.
Salamat  ulit . Lalo tuloy ako na encourage
.
Sa ibang mga sis natin i hope makapag share pa kayo ng experience  nyo sa coop.
Tia

quennna

  • Guest
Re: cooperatives...
« Reply #91 on: March 07, 2016, 01:53:24 pm »
anong coop yan sis? :)

pasig parish credit coopertive.. pwede din kahet di taga pasig, pero di pwede maging candidate as board of director... same benifit sya...


quennna

  • Guest
Re: cooperatives...
« Reply #92 on: March 07, 2016, 02:00:07 pm »
^sis quenna
Ang husay ng explanation mo ha. Kung ahente ka lang na recruit  mo na ako lol.
Salamat  ulit . Lalo tuloy ako na encourage
.
Sa ibang mga sis natin i hope makapag share pa kayo ng experience  nyo sa coop.
Tia


based on experience kasi eh... baket ipagdadamot kung makakatulong naman hehe
kaya sis, i encourage you to save save save... one factor ng savings ko sis yung yung ipon barya barya.. ang style ko sis, pag gabi na.. lahat ng coins ko, pasok na agad sa glass coin bank ko, hiwalay ang tig pi piso sa tig lilima o sampu..
last year naka ipon ako P2k..
pero kinabog ako ng sis ko naka P7k sya barya lang.. kakatuwa...

momentum

  • Guest
Re: cooperatives...
« Reply #93 on: March 07, 2016, 02:05:32 pm »
thank you sis quennna..galing naman puwede rin pala kahit hindi taga Pasig :)

may website ba sila? hindi ko mahanap ehhee
« Last Edit: March 07, 2016, 02:09:01 pm by momentum »

atemai

  • Guest
Re: cooperatives...
« Reply #94 on: March 07, 2016, 02:10:15 pm »
i am part of the mavenco coop here in mandaue city, cebu :)

last week, i just remembered that i had an account nung may nagpunta dito sa office for an orientation.  september 2013 pa yung account ko and until now open pa din - may account ako and my son :D i updated it last saturday and i plan na hulugan na siya monthly :)

quennna

  • Guest
Re: cooperatives...
« Reply #95 on: March 07, 2016, 02:19:25 pm »
thank you sis quennna..galing naman puwede rin pala kahit hindi taga Pasig :)

may website ba sila? hindi ko mahanap ehhee

di sila techie sis eh.. kung meron pa man.. ang tagal na di updated..
strict sila sa orientation, dapat yung member mismo yung uma attend.. di pwede proxy
half day lang naman so pwedeng pwede mag sacrifice ng time hehe

momentum

  • Guest
Re: cooperatives...
« Reply #96 on: March 07, 2016, 02:21:14 pm »
^ I see..thanks sis :)

julietm

  • Guest
Re: cooperatives...
« Reply #97 on: March 12, 2016, 09:14:09 pm »
ako rin ganon... so far nasa P100k na money ko.. P80k savings P20k shared capital
nasa P90k na rin loanable ko.. and happy din ako sa interest plus dividends ng money ko

May I know how to go there? and requirements please. Thanks. :)

quennna

  • Guest
Re: cooperatives...
« Reply #98 on: March 13, 2016, 01:36:17 am »
May I know how to go there? and requirements please. Thanks. :)

san ka mang gagaling, sis?

next month general assembly.. botohan ng new bod officers, may raffle.. ang maganda pa nun, pag attendance mo, bibigyan ka pa ng P200 cash hehe not bad


Arby010

  • Guest
Re: cooperatives...
« Reply #99 on: March 15, 2016, 06:29:08 pm »
hi sis quennna, pano pumunta pag galing sa Edsa Shaw? tska anong requirements? gusto kong itry namin ni H2B, pandagdag savings. :)

 

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