How diversified is your portfolios?

[powerpacfan]

Hi mga sis i am just keen kung paano kayo nagdidiversify ng portfolio nyo? alam ko na dapat we should put all our eggs in one basket pero do you really practice this ba? and if so, in what sense (in terms of percentage)?

ako as of now my portfolio is

casa - 80%
uitf-20%

super apprentice palang ng portfolio ko pero balak ko i-diversify coming 2015 by adding insurance, stocks, and may assets. is it okay to invest in bonds and FI ba kahit mas baba gains just to diversify?

kasali ba sa porfolio nyo ang aaset eg. cars, lands, condo. and ang diversification nyo ba is according to fund group eg. bonds, balanced, equities, stock market, jewelry, insurance, etc.?

[artificialstar]

What is casa sis?

I'm not sure if mine is diversified since I follow the guide na (100 - your age) / 2 = percentage of your investments that should be placed in equities, but I bent that rule a little bit. hehe.

Equities = 80%
Money Market = 4%
Healthcare = 16%

Most of my funds are in stocks, which I diversify, but IMO could still be improved:
Banks and Financials      17%
Commercial & Industrial   6%
Conglomerates      12%
Consumer         18%
Telecoms         11%
Property         30%

You might find this article helpful sis: http://fitzvillafuerte.com/how-to-diversify-investments-personal-portfolio-management-part-2.html

[Ma.Jewel_1987]

Savings yung CASA right?

Cute lang ng kayamanan ko pero share ko na din hehe:
30% Stocks
40% Lending
20% Savings
10% UITF

[powerpacfan]

CASA mga sis is current account and/or savings account.

[foxylady_89]

sis tatanong ko na din kung kasali ba sa sinasabing diversification yung for ex:

700k para magpagawa ng bahay pero for rent rent lang po,.,

kasi yung s.a ko parang roll over lang talaga sya, wala na nga ako tinatago kasi nasa labas lahat,,

yun ba??? investment na din?>>>??

[powerpacfan]

I think sis magstart syang maging asset pag kumukita na pinaparent mo so liability sya ngayon.

Thats a good way to diversify rin sis lalo kung pa up ang value ng lupa kung saan un location

[foxylady_89]

I see.. yun nga ... ngayon negative pa din yung pinagawa kong bahay kasi yung rent nya binabayad pa sya sa mga pinagawa naming glass window... Thank you sis,.,,

Hanap nga ako palagi ideas and tips kasi yung iba dito age 26,, Eh nasa M na yung networth nila..