Security Bank

[freelancer]

^^sis sa peso equity ka rin ba naginvest? What if sis bigla mo kelanganin ng money mabilis lang ba mawithdraw yung money from the investment or my holding period sya? Sorry first timer here. Thanks!

[ieiky]

anyway, nasa 13k na ang profit namin... last jan 21 lang rin kami nag open, sana tuloy tuloy ang pag taas mga sisses... this is really way better than putting your money in savings account... buti na lang na convince ko si hubby na itransfer na lang namin sa UITF Security ang savings...

Wow sis, anlaki ng ininvest mo. hahaha! ako kase Jan 20 lang din ako nag open pero 25,602.41 from 25000. tee hee!..

[ezonme]

^^ sis freelancer. Yes sis Equity fund din ako and merong  holding period na 30 days. After that you can withdraw it anytime you want na.

[freelancer]

^wow nice! Is that the peso equity or yung high dividend? Ngayon kasi parang mas mura yung high dividend.

[rae]

^ Medyo not so relevant yung price per unit sis. Yung growth yung magdedetermine ng value ng funds mo in the future.

Halimbawa, kahit mas mahal per unit ang peso equity compared sa high dividend fund, kung mas mataas naman yung ROI nya, mas ok pa din yung former.

But currently, nagkataon na mas mataas ang YTD ROI ng high dividend fund.

Feeling ko halos magiging same lang ang performance nitong dalawang aggressive funds ng SB. Since inception ng high dividend fund last year, halos same lang sila ng ROI ng Peso Equity.

[Annie M.]

Gusto ko lang din i-share na parang ang ganda ng service ng Security Bank these days.

For just 500k you get to become a 'gold' member so di ka na pipila, plus you get a free Enjoy card that gives you discounts to hotels , restos, etc.

Sa ibang bank wala man lang benefits kahit in the low millions na yung deposit mo. Sa kanila 500k lang, madami na perks.

Nag-complain ako sa isang thread about them dati, kasi I opened an account in a newly-opened branch and nobody there seemed to know what they were doing. Pero ngayon okay na. I hope they keep it up.

[crzysxycl]

Thanks sis Ma.Jewel!

Sana bukas security bank dito malapit sa amin tomorrow para makapag start na.

[aishen1208]

^^sis sa peso equity ka rin ba naginvest? What if sis bigla mo kelanganin ng money mabilis lang ba mawithdraw yung money from the investment or my holding period sya? Sorry first timer here. Thanks!

sa peso high dividend ako nag invest... medyo gumaganda ang movement nya, just like the peso equity... regarding holding period, yes may 30 days holding period...

[ikaela]

^^^I agree. Ever since a Security Bank opened near me, I have been sorely tempted to transfer all my banking with them.

Dati ayaw ko pa kasi konti lang Security Bank ATMs. But if you get that gold status (which is very easy to get because of the low $$$ requirement), you can withdraw even from ATMs of other banks free of charge! Ang ganda pa ng performance ng UITFs, and best of all, walang pila.

Siguro kung nag-open ako dati, matagal na ako na-offer-an ng credit card ng Security Bank. Sa BPI, almost 10 years na ako sa kanila, wala kahit preferred client. Kailangan ko pa mag-apply.

[ezonme]

I was forced to transfer to SB din dahil ito nayung sa payroll namin. Hindi ko din nagustuhan ang service date lalo sa branch ko kasi walang sense of urgency. Yung nag assist sa akin sa customer service inuna pa problemahin ano magiging lunch niya kesa asikasuhin yung papers ko kaya inis na inis ako sa kanila date but since last year nag improve na din yung service nila sana lang madagdagan pa yung a.t.m nila kasi ang hirap mag hanap minsan.

[ieiky]

Sana nga mag tuloy tuloy na ang magandang performance. I'm not planning to get my investment for 2-3 years. Pinark ko lang muna 'yung pera ko. Maliit lang naman un pero mas malaki ang gains kesa pag nasa regular savings account lang.

BPI VS SB, may ALFM Mutual Fund ako, hanggang ngayon hindi pa din ako break-even. last July pa ako nag open

[rikki21]

Is it a good time to open UITF peso equity or the high dividend UITF ngayon? Medyo mataas yata price ng units.

[rae]

^ mataas compared to previous months, yes, pero mataas talaga lahat ngayon and based on the 2015 outlook, pataas ang trend for the rest of the year.

It might be hard to time the market, if you wait for it to go down, baka never ka na makapag-invest.

[ikaela]

^Most likely because one of the securities they're invested heavily in took a hit on Monday. It pulled down the performance of their overall portfolio. No worries, it's still early in the year. And no changes in the fundamentals of their top 3 picks, which are NIKL, DNL, and URC, so no reason to stop investing.

[rae]

^^ Yup, agree with ikaela. If you check din, PSEI is down til yesterday. Today green na ulit and up na din ulit ang SB funds.

I trust the fund manager(s) of SB to know what they're doing. If you compare the graphs of PSEI vs SB last year, the latter seem to handle downtrends well. Tapos they know how to outperform the market kapag uptrend.

[nikki]

Nakaka excite naman ang conversations here.. Looking forward to open a uitf account in SB. May malapit pa na branch sa place namin. If I didn't have fixed plans this week, I would have gone and opened an account. Will try my best to squeeze next week..

[riandrew]

para sa nasa Makati / Taguig areas, open ang Market Market branch on Saturdays! 

[freelancer]

^sis wala naman. We just open UITF account today, since medyo marami kami nagopen sa office we requested ad customer advisor to visit our office para no need to go the branch na. I got the High dividend peso value naman.

[rae]

^ Wala
Ang charge lang is yung 1.5% na trust fee (or fund management fee) per annum, and if i-reredeem mo before 30 days.

[crzysxycl]

Kainis, hindi ako nakapag open pa ng account with them nung Wednesday kasi yung branch malapit sa amin ay hindi pa raw under ng security bank corp. Sa march pa raw sila magkakaron ng UITF. Sayang yung kikitain ng pera..